Misrepresented - Study guides, Class notes & Summaries
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MLO SAFE NMLS safe test practice questions & Answers!!
- Exam (elaborations) • 30 pages • 2023
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ANSWER Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act - ANSWER The Federal Statute that deals with the settlement of residential mortgage loans. 
 
RESPA's section 9 Prohibits - ANSWER Home sellers from requiring home buyers to purchase title insurance from...
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MLO SAFE NMLS SAFE TEST PRACTICE QUESTIONS WITH VERIFIED ANSWERS
- Exam (elaborations) • 65 pages • 2024
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MLO SAFE NMLS SAFE TEST PRACTICE 
QUESTIONS WITH VERIFIED ANSWERS 
 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan 
terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act The Federal Statute that deals with the 
settlement of residential mortgage loans. 
 
RESPA's section 9 Prohibits Home sellers from requiring...
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AYPO Real Estate Promulgated contracts actual exam Questions and Answers with complete solution
- Exam (elaborations) • 29 pages • 2024
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"Psychological stigmas," which involve violent or catastrophic events on a property, fall under which 
category of disclosure? 
a. Required disclosures 
b. Prohibited disclosures 
c. Permitted disclosures 
d. None of these - Answer c. Permitted disclosures 
If there is a field in a promulgated form for which you have no information to include, your safest 
option is which of the following? 
a. Run a line through it 
b. Place "N/A" (not applicable) so it is clear that the buyer/buyer's agent...
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MLO SAFE NMLS Test | 357 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 37 Pages
- Exam (elaborations) • 37 pages • 2023
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, 
frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. - Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the settlement of 
residential mortgage loans. 
RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase title insurance 
from a particular company...
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OLERE Final Exam / Correctly Answered
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: The Oklahoma Licensed Professional Counselors Advisory Board consists of 
 	members. 
2.	State Commissioner of Health with the advice and consent of the State Board of Health: The Oklahoma LPC Advisory board members are appointed by 
 	. 
3.	5:	of the members of the board are Licensed Professional Counselors. 
4.	2:	of the members of the board are lay persons. 
5.	4: Licensed Professional Counselors Advisory Board members are appointed for a	year term. 
6.	30: Vacancies occurring in the Adviso...
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Colorado Real Estate Exam Complete Questions & Solutions(GRADED A)
- Exam (elaborations) • 15 pages • 2024
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Duties of the Colorado Real Estate Commission include all of the following EXCEPT 
A) Investigation of verified written complaints. 
B) Approving errors and omissions carriers. 
C) Creating the Annual Commission Update course each year. 
D) Hearing disputes between brokers. - ANSWER D) Hearing disputed between brokers. 
 
A buyer in a closed transaction has filed a complaint with the Colorado Real Estate Commission, claiming the buyer's agent misrepresented the property. The Commission, in resp...
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MLO SAFE NMLS EXAM GUDE TEST 2024.
- Exam (elaborations) • 38 pages • 2024
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MLO SAFE NMLS EXAM GUDE TEST 2024. 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - correct answer Predatory Lending. 
 
RESPA-Real Estate Settlement Procedures Act - correct answer The Federal Statute that deals with the settlement of residential mortgage loans. 
 
RESPA's section 9 Prohibits - correct answer Home sellers...
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DC LICENSING EXAM – STATE QUESTIONS WITH VERIFIED SOLUTIONS
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DC LICENSING EXAM – STATE 
QUESTIONS WITH VERIFIED 
 
SOLUTIONS 
 
The DC commission can impose civil fines for license law violations. Each violation may garner 
a fine up to ______. $5,000 
 
Joan began a court case against a DC licensee who misrepresented a property, resulting in a 
financial loss for Joan. At this point, does Joan need to make any notifications to the mayor? 
Yes, Joan must notify the mayor within 30 days of the date she began her action 
 
DC licensee Jenna presented her ...
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Real Estate National Exam Questions and Answers 100% Pass
- Exam (elaborations) • 34 pages • 2024
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Real Estate National Exam Questions 
 
and Answers 100% Pass 
 
What are considered trigger terms? Interest rate, payment amount, down payment #of 
payments, term of the loan, cost to close.. any financial term except APR 
 
A borrower who was making payment on a loan was required to make a balloon payment at 
the end of the loan. This was most likely a? Partially Amortized Loan 
 
The buyer receives a seller's property condition disclose in which the buyers agent believes the 
seller has misre...
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C175 - Data Management Foundations PA Exam All Possible Questions and Answers with complete solution
- Exam (elaborations) • 9 pages • 2024
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What is a broad definition of data? - Answer-*Raw facts* that are captured on printed or digital 
media 
What are data? - Answer-Facts that are collected and stored in a database system 
What is a determining characteristic of unstructured data? - Answer-It does not follow a data model. 
Which item represents unstructured data? - Answer-Training Video Content 
Which is true about flat files? - Answer-They contain no internal hierarchical organization. 
Which technology has no internal hierarchy?...
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