Subordination Study guides, Class notes & Summaries
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SAFE Mortgage Loan Originator Test Latest Update Graded A+
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SAFE Mortgage Loan Originator Test 
 
Latest Update Graded A+ 
 
Prequalification an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
 
USDA ratio 29/41 
 
FHA ratio 31/43 
 
Asset based loan -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime ...
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Aure Tide realty End of Course practice exam
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A Florida real estate sales associate who moves and becomes a nonresident of Florida must notify the Commission of the change of residency within how many days? - Answer- 60 
 
In case of breach by the buyer, most real estate contracts include a provision that the earnest money be regarded as - Answer- Liquidated damages to the seller 
 
Subordination of a mortgage is: - Answer- A later mortgage taking priority to the original 
 
Buffer Zone is an area of land that: - Answer- Separates different...
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National Real Estate Exam Prep Questions and Answers Graded A+
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National Real Estate Exam Prep 
Questions and Answers Graded A+ 
 
John, Maria and Mark are joint tenants. Mark dies. Maria sells her share to Jane. John and Jane 
are: 
 
a. Joint Tenants 
b. Tenants by Partition 
c. Sole Owners 
 
d. Tenants in Common d. tenants in common 
 
John owns lakefront property. He has been granted water rights to the lake. He has: 
 
a. Riparian Rights 
b. Appropriative Rights 
c. Littoral Rights 
d. Prior Appropriation c. littoral rights 
 
Mary's parents gave her ...
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HMGT 1350 FINAL EXAM QUESTIONS VERIFIED CORRECTLY TO SCORE A+
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Management Goals - Answer-Create a true whole that is larger than the sum of its parts 
Harmonize in every decision and action the requirement of the immediate and long-range future 
Basic Management Tasks - Answer-Setting goals and objectives 
Organizing 
Motivating and communicating 
Measuring performance 
Developing people 
Management Theories - Answer-Classical School 
Behavioral School 
Quantitative School 
Systems School 
Contingency School 
Quality Focus School 
Customer Focus School 
Cla...
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Delaware Real Estate Law Final Exam Already Passed
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Delaware Real Estate Law Final Exam Already Passed Loan to Value Ratio Amount of the loan vs value of real estate 
Who is the Devisee under a Will? Devisee under will is person who receives property under a will (maker of will is devisor) 
What are the Requirements for a valid deed in DE The deed has to be in writing 
The deed has to describe property with specificity 
The deed must have the name of grantor and grantee 
The deed must be signed and must be acknowledged(notarized) 
What are the ad...
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GA REAL ESTATE MIDTERM EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE, GRADED A+/| latest update 2024/25|
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GA REAL ESTATE MIDTERM EXAM REVIEW QUESTIONS AND 
ANSWERS, 100% ACCURATE, GRADED A+/ 
A lien against all of the person's real and personal property owned - -General Lien 
A factor used to achieve uniformity in statewide tax assessments - -Equalization Factor 
A writ that establishes court custody of property until a pending lawsuit concludes - -Writ of 
Attachment 
A type of lien created by law - -Involuntary Lien 
A written agreement between lien holders to change the priority of a lien - -S...
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The Gig Economy- Worker or Self Employed LATEST EDITION 2024/25 GUARANTEED GRADE A+
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The Gig Economy- Worker or Self Employed LATEST EDITION 2024/25 GUARANTEED GRADE A+ 
Preliminary Matters 
- The disputed cases of employment status often reflect a distinction between the written documentation (which uses the language of entrepreneurial freedom for those who provide work) and the reality of those working arrangements. This reality often reveals a high degree of control over the conduct of work through algorithms. These algorithms deploy ratings systems (such as used by Uber) for...
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PREPXL- General mortgage knowledge EXAM(Graded A+ actual test)
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According to the Truth-in-Lending Act, a variation up to what amount is permitted for the annual 
percentage rate in a regular fixed-rate mortgage transaction as quoted in the Loan Estimate? 
1% 
.5% 
.125% 
.25% - Answer-.125% 
The term "subordination" refers to: 
The process of releasing a lien 
The process of recording a lien 
The process of one lienholder accepting inferior lien priority in favor of another 
The process of researching a lien - Answer-The process of one lienholder accepting...
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NJ REAL ESTATE PRACTICE EXAM 2024 QUESTIONS WITH 100 % CORRECT ANSWERS | VERIFIED
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The type of deed that warrants only that the grantor has not impaired the title during the term in 
which he held it is referred to as. 
1. Quitclaim Deed 
2. General Warranty Deed 
3. Bargain and Sale Deed 
4. Bargain and Sale Deed, CAG - Answer-Bargain and Sale Deed, CAG 
Taxes raised to pay for improvements that benefit real estate are referred to as 
1. Special Assessments 
2. Facilities Taxes 
3. Ad Valorem Taxes 
4. Luxury Rates - Answer-Special Assessments 
After Borrowers have indicated ...
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XINNIX FLIGHT SCHOOL QUESTIONS & ANSWERS RATED 100% CORRECT!!
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Choose the relationship between the name of the report and mortgage interest rate tendencies - 
When CPI goes up, rates tend to go up; when the GDP goes down, rates tend to go down; when 
the unemployment rate goes up, rates tend to go down. 
Although the appraiser makes the value determination, it is up to the processor to assess the appraisal 
report and to make sure that the property is acceptable collateral for the loan. - False 
A borrower may have more than one FHA loan at the same time. -...
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