Reinstatement provision Study guides, Class notes & Summaries
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![NC Life Exam Questions With 100% Correct Answers 2024](/docpics/4956575/66151c053b193_4956575_121_171.jpeg)
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NC Life Exam Questions With 100% Correct Answers 2024
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NC Life Exam Questions With 100% Correct 
Answers 2024 
The validity of the policy cannot be conested once it has been in force for at least how many 
years after its date of issue? - answer2 Years 
A rider attached to a life insurance policy that provides coverage on the insured's family 
members is called the - answerOther-insured rider 
When an insured makes truthful statements on the application for insurance and pays the 
required premium, it is know as what - answerConsideration 
The regul...
![LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed](/docpics/4341286/65b3fa419764d_4341286_121_171.jpeg)
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
![Florida Life and Health Insurance State Exam Review (2-15) Questions and Answers](/docpics/3836398/6553ddfbdb4b6_3836398_121_171.jpeg)
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Florida Life and Health Insurance State Exam Review (2-15) Questions and Answers
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Florida Life and Health Insurance State Exam Review (2-15) Questions and Answers 
Under Florida Law, which of the following provisions is NOT required in a medicare supplement policy? - Ans: -limitation on pre-existing conditions for up to 12 months 
 
M's insurance company denied a reinstatement application for her lapsed health insurance policy. The company did not notify M of this denial. How many days from the reinstatement application date does the insurance company have to notify M of the...
![Colorado Health Insurance Exam Questions with correct Answers](/docpics/3374235/64f6e9a9ca2e4_3374235_121_171.jpeg)
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Colorado Health Insurance Exam Questions with correct Answers
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Mandatory Uniform Provisions - Answer- Must be included in every individual accident policy, no additional provisions may be included which otherwise restrict or modify a uniform provision, designed to protect the insured's interest Entire Contract Clause- Mandatory Uniform - Answer- Includes the policy and provisions, c a copy of the application and any riders, waivers, or endorsements Time Limit on Certain Defenses-Mandatory Uniform - Answer- No statement or misstatement may be contested afte...
![Idaho Life and Health Final Exam Questions and Answers Already Passed](/docpics/4952374/6614531fa5c21_4952374_121_171.jpeg)
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Idaho Life and Health Final Exam Questions and Answers Already Passed
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Idaho Life and Health Final Exam 
Questions and Answers Already Passed 
 
What are the benefits that must be provided by an individual health insurance policy for 
prenatal, maternity, and delivery expenses? Prenatal, maternity, and delivery expenses are 
required to be covered under all health plans subject to the same deductible and coinsurance as 
other medical and surgical expenses. 
 
Which situation would qualify an individual for receiving benefits from a qualified long-term 
care policy?...
![PSI Insurance Exam OH Life, Accident, and Health Questions and Answers Latest 2024](/docpics/4879424/6608dc461e8fd_4879424_121_171.jpeg)
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PSI Insurance Exam OH Life, Accident, and Health Questions and Answers Latest 2024
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What is it called when a life insurance policy pays a multiple of the coverage 
amount when certain types of accidents occur? - CORRECT ANSWER-multiple 
indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is 
paid AFTER the time granted by the insurer, what is the maximum amount of 
time for reinstatement of the policy? - CORRECT ANSWER-30 days 
Which of the following statements regarding a pure life annuity payout option is 
correct? - CORRECT ANSWER-This option...
![NC Life Insurance Exam Prep Questions and Answers Already Passed](/docpics/642614be3ab88_2536444.jpg)
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 38 pages • 2023
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
![Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages](/docpics/3983513/6572456b1a6cc_3983513_121_171.jpeg)
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Oklahoma PSI Life, Accident, and Health Insurance Exam | 230 Questions with 100% Correct Answers | Verified | Latest Update 2024 | 22 Pages
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What is it called when a life insurance policy pays a multiple of the coverage amount when certain types 
of accidents occur? - multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time 
granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - 30 
days 
Which of the following statements regarding a pure life annuity payout option is correct? - This 
option provides the highest monthly income. 
Which o...
![Life and Health Insurance Exam (Missouri) with Verified Solutions](/docpics/2908671/648c290e93673_2908671_121_171.jpeg)
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Life and Health Insurance Exam (Missouri) with Verified Solutions
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Life and Health Insurance Exam (Missouri) with Verified Solutions 
Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time gra...
![Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified](/docpics/63f42b08126ae_2393383.jpg)
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Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified
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Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 
4)the contract is voidable upon proof of fraud - ANS - Performance is conditioned upon a future 
occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time granted by the insurer. K then sends in a 
payment which the...
![PSI Practice Exam - Life Insurance Questions and Answers Rated A+](/docpics/641f8168e6599_2516206.jpg)
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
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