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CT Life & Health Insurance Exam (XCEL Solutions & Prometric) Qs&As
CT Life & Health Insurance Exam (XCEL Solutions & Prometric) Qs&As Laura added a children's rider to her life insurance policy. What type of coverage was added? - AnswerLevel term With life insurance, the needs approach is used primarily in determining - Answer-How much life insurance a client should apply for A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - AnswerConsultant Jonas is covered with disability insurance through his employer. The...
- Exam (elaborations)
- • 27 pages •
CT Life & Health Insurance Exam (XCEL Solutions & Prometric) Qs&As Laura added a children's rider to her life insurance policy. What type of coverage was added? - AnswerLevel term With life insurance, the needs approach is used primarily in determining - Answer-How much life insurance a client should apply for A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - AnswerConsultant Jonas is covered with disability insurance through his employer. The...
Property and casualty insurance Exam Questions and Answers Part one 2024/2025
Property and casualty insurance Exam Questions and Answers Part one 2024/2025 Which of the following are the authorities that an agent can hold? - ANS-Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - ANSPermanent partial disability Who is NOT considered an employee in an commercial general liability (CGL) policy? - ANS-Temporary worker The major portion of the premium of an equipment breakdown policy pays? - ANS-For...
- Exam (elaborations)
- • 28 pages •
Property and casualty insurance Exam Questions and Answers Part one 2024/2025 Which of the following are the authorities that an agent can hold? - ANS-Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - ANSPermanent partial disability Who is NOT considered an employee in an commercial general liability (CGL) policy? - ANS-Temporary worker The major portion of the premium of an equipment breakdown policy pays? - ANS-For...
Connecticut Life and Health Insurance Exam CT Life Questions And Answers
Connecticut Life and Health Insurance Exam CT Life Questions And Answers A producer has indicated to a potential client that the proposed life insurance is covered by the Connecticut Life and Health Insurance Guaranty Association. This action taken by the producer is - ANS- "Prohibited by law". Pointing out to a prospective client that the life insurance policy you are presenting is covered by the Connecticut Life and Health Guaranty Association is prohibited by law. Which of the follow...
- Exam (elaborations)
- • 19 pages •
Connecticut Life and Health Insurance Exam CT Life Questions And Answers A producer has indicated to a potential client that the proposed life insurance is covered by the Connecticut Life and Health Insurance Guaranty Association. This action taken by the producer is - ANS- "Prohibited by law". Pointing out to a prospective client that the life insurance policy you are presenting is covered by the Connecticut Life and Health Guaranty Association is prohibited by law. Which of the follow...
Connecticut Life Insurance Exam Questions & Answers 2024
Connecticut Life Insurance Exam Questions & Answers 2024 1. What is the purpose of the Connecticut Life and Health Insurance Guaranty Association? 2. If an employer decides to cancel a group life insurance plan, it must give at least --- days notice to the employees prior to the date of cancellation or discontinuation. 3. Rebating is 4. G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G were to die at age 50, how long would G's fami...
- Exam (elaborations)
- • 13 pages •
Connecticut Life Insurance Exam Questions & Answers 2024 1. What is the purpose of the Connecticut Life and Health Insurance Guaranty Association? 2. If an employer decides to cancel a group life insurance plan, it must give at least --- days notice to the employees prior to the date of cancellation or discontinuation. 3. Rebating is 4. G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G were to die at age 50, how long would G's fami...
Connecticut Producer's Examination for Life/Accident and Health Insurance 2024 New Review
Connecticut Producer's Examination for Life/Accident and Health Insurance 2024 New Review Licensing Process - 1) Be 18 years or older 2) Be a U.S. citizen or a legally admitted alien 3) Complete all educational requirements 4)Pass exam 5) Be a legal resident at the time of application 6) Satisfy the Commission as to honesty, trustworthiness, integrity, and competency. Honesty, trustworthiness, and integrity will be established by the background check on the initial application. Types...
- Exam (elaborations)
- • 41 pages •
Connecticut Producer's Examination for Life/Accident and Health Insurance 2024 New Review Licensing Process - 1) Be 18 years or older 2) Be a U.S. citizen or a legally admitted alien 3) Complete all educational requirements 4)Pass exam 5) Be a legal resident at the time of application 6) Satisfy the Commission as to honesty, trustworthiness, integrity, and competency. Honesty, trustworthiness, and integrity will be established by the background check on the initial application. Types...
CT Life and Health State Exam Simulator Questions With Correct Answers 2024 A+
CT Life and Health State Exam Simulator Questions With Correct Answers 2024 A+ After a life insurance policy has been in force for more than _____ years the policy is considered incontestable. - ANS-2 Years An accident and health insurance policy's premium requirements are set forth in which of the following provisions? - ANS-Consideration Clause Which of these would NOT be a valid reason to add the waiver of premium rider to a life insurance policy? - ANS-It allows a policy loan to c...
- Exam (elaborations)
- • 21 pages •
CT Life and Health State Exam Simulator Questions With Correct Answers 2024 A+ After a life insurance policy has been in force for more than _____ years the policy is considered incontestable. - ANS-2 Years An accident and health insurance policy's premium requirements are set forth in which of the following provisions? - ANS-Consideration Clause Which of these would NOT be a valid reason to add the waiver of premium rider to a life insurance policy? - ANS-It allows a policy loan to c...
Connecticut Life and Health Final Exam Questions And Answers
Connecticut Life and Health Final Exam Questions And Answers Someone who is licensed to negotiate a life settlement contract is called a - ANS-Life settlement broker Chris has a single major medical contract which covers all medical expenses. His plan is considered to be - ANS-comprehensive What typically changes at the re-entry option date found in some life insurance policies? - ANS-Premium - a re-entry option gives the insured the opportunity to provide evidence of insurability at the ...
- Exam (elaborations)
- • 17 pages •
Connecticut Life and Health Final Exam Questions And Answers Someone who is licensed to negotiate a life settlement contract is called a - ANS-Life settlement broker Chris has a single major medical contract which covers all medical expenses. His plan is considered to be - ANS-comprehensive What typically changes at the re-entry option date found in some life insurance policies? - ANS-Premium - a re-entry option gives the insured the opportunity to provide evidence of insurability at the ...
CT Life Insurance Exam Questions And Answers
CT Life Insurance Exam Questions And Answers Which of these is NOT a nonforfeiture provision contained in a life insurance policy - ANS-Automatic Premium Loan Which of the following triggers an accelerated (living) benefit? - ANS-Qualifying event What is the purpose of the Insurance Guaranty Association? - ANS-Pays authorized claims for liquidated life and health insurers In a life settlement, how much does the policyowner receive for a life insurance policy? - ANS-Amount less than the...
- Exam (elaborations)
- • 17 pages •
CT Life Insurance Exam Questions And Answers Which of these is NOT a nonforfeiture provision contained in a life insurance policy - ANS-Automatic Premium Loan Which of the following triggers an accelerated (living) benefit? - ANS-Qualifying event What is the purpose of the Insurance Guaranty Association? - ANS-Pays authorized claims for liquidated life and health insurers In a life settlement, how much does the policyowner receive for a life insurance policy? - ANS-Amount less than the...
Connecticut Insurance Exam Questions With Correct Review Solution 2024
Connecticut Insurance Exam Questions With Correct Review Solution 2024 The Commissioner may suspend a producer's license when the producer - ANS-Rebates a portion of the commission to the insured According to the Federal Fraud and False Statements Act, which of these is considered to be an intentional violation? - ANS-Making false entries in a company's books An insured's statement of a policy's benefits which is to be used in marketing materials is called a(n) - ANS-testimony If a ...
- Exam (elaborations)
- • 4 pages •
Connecticut Insurance Exam Questions With Correct Review Solution 2024 The Commissioner may suspend a producer's license when the producer - ANS-Rebates a portion of the commission to the insured According to the Federal Fraud and False Statements Act, which of these is considered to be an intentional violation? - ANS-Making false entries in a company's books An insured's statement of a policy's benefits which is to be used in marketing materials is called a(n) - ANS-testimony If a ...
Chapter 01: Integrating Research, Evidence-Based Practice, and Quality Improvement Processes Test Bank Questions With Verified Answers 2024/2025
Chapter 01: Integrating Research, Evidence-Based Practice, and Quality Improvement Processes Test Bank Questions With Verified Answers 2024/2025 MULTIPLE CHOICE 1. Nursing research is significant to the profession of nursing because it promotes what? a. More specifically defined nursing practice responsibilities b. Decreased liability within the practice of nursing c. Generation of a specialized body of nursing knowledge for use in nursing practice d. Expansion of the scope of nursin...
- Exam (elaborations)
- • 68 pages •
Chapter 01: Integrating Research, Evidence-Based Practice, and Quality Improvement Processes Test Bank Questions With Verified Answers 2024/2025 MULTIPLE CHOICE 1. Nursing research is significant to the profession of nursing because it promotes what? a. More specifically defined nursing practice responsibilities b. Decreased liability within the practice of nursing c. Generation of a specialized body of nursing knowledge for use in nursing practice d. Expansion of the scope of nursin...
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