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Wisconsin Property Insurance Questions with Correct Answers

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Wisconsin Property Insurance Questions with Correct Answers How does the Commissioner of Insurance receives their position? A) Appointed by the Legislature. B) Appointed by the Attorney General. C) Appointed by the Governor. D) Elected every 4 years. - Correct Answer C Insurance laws in Wisconsin are made by: A) The Commissioner of Insurance. B) National Association of Insurance Commissioners (NAIC). C) The Attorney General. D) The Legislature. - Correct Answer D To clarify a per...

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CA LIFE INSURANCE COMPLETE EXAM BUNDLE LATEST UPDATED 2024/2025

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CA LIFE INSURANCE COMPLETE EXAM BUNDLE LATEST UPDATED 2024/2025

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Life and Health Insurance Exam 1 Questions with 100% Verified Correct Answers

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Life and Health Insurance Exam 1 Questions with 100% Verified Correct Answers UNIT 1: The term used to describe the individual who is covered by the insurance is A. insurer B. insured C. policyowner D. risk - Correct Answer B Which of the following is a risk? A. A car may need to have new brakes installed after several years of regular driving. B. An individual may need medical attention after slipping on the ice and falling. C. Both are examples of risk. D. Neither is an example of ...

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AHIP 2024/2025 Final Exam Questions With 100% Verified Correct Answers

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AHIP 2024/2025 Final Exam Questions With 100% Verified Correct Answers Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park that might be of assistance? - Correct Answer She should contact her state Medicaid agency to see if she qualifies forprograms that can help with Medicare costs for which she is responsible. Madeline Martinez was widowed several years ago. Her husband worked for many years and contributed into the Medicare system. He also left...

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Final Exam - California Life and Health Questions with 100% Verified Correct Answers

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Final Exam - California Life and Health Questions with 100% Verified Correct Answers Employer-provided group term life insurance is exempt from income taxation up to - Correct Answer $50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - Correct Answer 3 months Which statement is true regarding policy dividends? - Correct Answer A dividend option is selected by the insured at the time of pol...

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LIFE INSURANCE EXAM 90 QUESTIONS WITH COMPLETE SOLUTIONS

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LIFE INSURANCE EXAM 90 QUESTIONS WITH COMPLETE SOLUTIONS In general, what amount of personal life insurance premiums is deductible for federal income tax purpose? - Correct Answer None in a life insurance policy, the promise by the insurer to pay certain benefits is the: - Correct Answer Insuring clause W applies for life insurance on W's five year old child and submits the initial annual premium. The producer issues W a receipt and says that coverage will be effective immediately if t...

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XCEL Solutions Life and Health License Exam (CA) 200 Questions with Correct Answers

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XCEL Solutions Life and Health License Exam (CA) 200 Questions with Correct Answers A saving vehicle designed to first accumulate funds and then systematically liquidates the funds - Correct Answer Deferred annuity An annuity which is backed by a life insurer's separate account - Correct Answer Variable Annuity Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to h...

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California Life Accident and Health Exam Practice Questions with 100% Verified Correct Answers

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California Life Accident and Health Exam Practice Questions with 100% Verified Correct Answers JOHN IS THE AGENT FOR ABC INSURANCE AND JANE IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY RELATIONSHIP? A ABC INSURANCE B JOHN C JANE D NONE - Correct Answer A ABC INSURANCE A(N) ________ INSURER IS AUTHORIZED TO WRITE INSURANCE POLICIES IN A PARTICULAR STATE. A DOMESTIC B NON-ADMITTED C FOREIGN D ADMITTED - Correct Answer D ADMITTED WHICH OF THE FOLLOWING IS CLASSIFIED ...

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CA Life Insurance Practice Exam Questions with 100% Verified Correct Answers

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CA Life Insurance Practice Exam Questions with 100% Verified Correct Answers A key person is typically all of the following, except: - Correct Answer -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have di...

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Life Insurance Exam Questions with 100% Verified Correct Answers

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Life Insurance Exam Questions with 100% Verified Correct Answers J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to ad...

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