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Real property - -The land and anything permanently affixed to it Fixture - -An item of personal property that has been converted to real estate by being permanently affixed to the land or building A Fixture - -Personal property attached to real property. It becomes "real" once annexed. If detached from land or building it would revert back to personal property (severance). Trade fixture - -An item installed by commercial tenant and removable by tenant before expiration of lease Are...

©BRIGHTSTARS 2025 ALL RIGHTS RESERVED 9:46 AM A+ 1 PSI Real Estate State Exam (NJ) Questions And Answers |Latest 2025 | Guaranteed Pass When a land owner uses his land as security for a loan, the encumbrance created is called. - AnswerC. an involuntary lien If an owner wants to list a property for sale "as is," the listing agent should - AnswerC. Question the seller to any known defects According to the New Jersey Real Estate Time Share Act, if a licensee is selling a timeshare l...

PSI Real Estate Exam: Financing Questions and Answers | Latest Version | 2025/2026 | Correct & Verified What is the primary purpose of a mortgage? To secure a loan for the purchase of real estate What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage (ARM)? A fixed-rate mortgage has an unchanging interest rate, while an ARM adjusts periodically What is the role of the Federal Reserve in real estate financing? To regulate the money supply and influ...

PSI Real Estate State Exam (NJ) Updated Questions and Answers | Latest Version | 2025/2026 | Correct & Verified What is the "fair housing act"? The Fair Housing Act prohibits discrimination in housing based on race, color, religion, gender, familial status, or national origin. What is "capital gains tax" in real estate? Capital gains tax is a tax on the profit made from selling a property, typically calculated as the difference between the sale price and the original ...

PSI Real Estate Exam: Contracts Questions and Answers | Latest Version | 2025/2026 | Correct & Verified What is the purpose of a "real estate contract"? A real estate contract is a legally binding agreement between parties involved in a real estate transaction, outlining the terms and conditions of the sale or lease. What is an "option contract" in real estate? An option contract gives a buyer the right, but not the obligation, to purchase a property within a specifie...

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