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Comprehensive Practice Exam: Mental Health Counseling Questions With Verified Answers
Which one of the following is NOT a primary factor that contributes to the development of substance use disorders in the LGBTQ+ population? 
A. Childhood teasing 
B. Stressors related to sexual identity formation 
C. Socialization at gay bars 
D. Internalized homophobia - ANSWER-A. Childhood teasing 
 
A motivational syndrome—which consists of symptoms of passivity, aimlessness, apathy, uncommunicativeness, and lack of ambition—is associated with which one of the following substances? 
a. He...
- Examen
- • 38 páginas •
Which one of the following is NOT a primary factor that contributes to the development of substance use disorders in the LGBTQ+ population? 
A. Childhood teasing 
B. Stressors related to sexual identity formation 
C. Socialization at gay bars 
D. Internalized homophobia - ANSWER-A. Childhood teasing 
 
A motivational syndrome—which consists of symptoms of passivity, aimlessness, apathy, uncommunicativeness, and lack of ambition—is associated with which one of the following substances? 
a. He...
Farmowners/Ranchowners Insurance - Chapter 15 Exam Questions and Answers
The farm policy can be thought of as a combination of: - ANSWER-homeowners, commercial property, and commercial liability 
 
What is NOT excluded under the farm insurance special cause of loss form? - ANSWER-drowning of covered livestock 
 
Special cause of loss form version of a Farm coverage will cover - ANSWER-lightning strikes the insured's combine 
 
Replacement cost coverage will be provided under a farm property policy for a farm dwelling if the limit of insurance for coverage A at the...
- Examen
- • 2 páginas •
The farm policy can be thought of as a combination of: - ANSWER-homeowners, commercial property, and commercial liability 
 
What is NOT excluded under the farm insurance special cause of loss form? - ANSWER-drowning of covered livestock 
 
Special cause of loss form version of a Farm coverage will cover - ANSWER-lightning strikes the insured's combine 
 
Replacement cost coverage will be provided under a farm property policy for a farm dwelling if the limit of insurance for coverage A at the...
Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Verified
What are the forms of homeowner policies? - ANSWER-HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The property coverage varies with the homeowners form selected. The following is a list of the forms with the covered perils of each. 
 
HO-2 - ANSWER-Broad form; owner occupant 
 
HO-3 - ANSWER-Special Form; owner occupant 
 
HO-4 - ANSWER-Tenants or Renters 
 
HO-5 - ANSWER-Comprehensive Form; owner-occupant (open to all except exclusions) 
 
HO-6 - ...
- Examen
- • 6 páginas •
What are the forms of homeowner policies? - ANSWER-HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The property coverage varies with the homeowners form selected. The following is a list of the forms with the covered perils of each. 
 
HO-2 - ANSWER-Broad form; owner occupant 
 
HO-3 - ANSWER-Special Form; owner occupant 
 
HO-4 - ANSWER-Tenants or Renters 
 
HO-5 - ANSWER-Comprehensive Form; owner-occupant (open to all except exclusions) 
 
HO-6 - ...
Alabama State Licensing Insurance Exam Questions and Answers 100% Accurate
An applicant who fails two examinations for the same line of authority must wait how long to take another examination for that line of authority - ANSWER-3 months 
 
Payments for losses that cannot be precisely measured, such as the loss of companionship of spouse from another, are called ____. - ANSWER-General damages 
 
Transfering is a method of handling risk. Which of the following best describes the concept of transfer - ANSWER-Purchasing insurance 
 
Which of the following terms indicates ...
- Examen
- • 5 páginas •
An applicant who fails two examinations for the same line of authority must wait how long to take another examination for that line of authority - ANSWER-3 months 
 
Payments for losses that cannot be precisely measured, such as the loss of companionship of spouse from another, are called ____. - ANSWER-General damages 
 
Transfering is a method of handling risk. Which of the following best describes the concept of transfer - ANSWER-Purchasing insurance 
 
Which of the following terms indicates ...
NC property insurance, Nc Adjusters Exam Questions and Answers Correct 100%
Passive Unfair Claim Settlement Practice - ANSWER-1. Failing to act promptly upon receiving a claim 
 
2. Failing to implement reasonable standards for the prompt investigation of claims 
 
3. Failing to affirm or deny coverage within a reasonable time after receiving the proof of loss 
 
A property policy pays ACV at.. - ANSWER-The time of a loss 
 
A premium overpaid for a sum in excess of a building's ACV must be reimnursed at.. - ANSWER-6% annual interest from the date of issue 
 
Who mu...
- Examen
- • 9 páginas •
Passive Unfair Claim Settlement Practice - ANSWER-1. Failing to act promptly upon receiving a claim 
 
2. Failing to implement reasonable standards for the prompt investigation of claims 
 
3. Failing to affirm or deny coverage within a reasonable time after receiving the proof of loss 
 
A property policy pays ACV at.. - ANSWER-The time of a loss 
 
A premium overpaid for a sum in excess of a building's ACV must be reimnursed at.. - ANSWER-6% annual interest from the date of issue 
 
Who mu...
WI Property Insurance Exam Questions and Answers Rated A+
Part of the insured's consideration in a property insurance contract is the... 
a) payment of a loss by the company 
b) payment of the premium by the insured 
c) provision of a grace period 
d) offer a preferred contract to the customer - ANSWER-b) payment of the premium by the insured 
 
The portion or the policy that specifies exactly what items will be covered and the dollar amounts of coverage is called the... 
a) insuring clause 
b) exclusions 
c) declarations 
d) conditions - ANSWER-c) ...
- Examen
- • 27 páginas •
Part of the insured's consideration in a property insurance contract is the... 
a) payment of a loss by the company 
b) payment of the premium by the insured 
c) provision of a grace period 
d) offer a preferred contract to the customer - ANSWER-b) payment of the premium by the insured 
 
The portion or the policy that specifies exactly what items will be covered and the dollar amounts of coverage is called the... 
a) insuring clause 
b) exclusions 
c) declarations 
d) conditions - ANSWER-c) ...
State Farm Modules Master List Exam Questions With 100% Correct Answers
The system determines company placement by evaluatin household and vehicle information and matches a price with the risk of future losses. - ANSWER-True 
 
Which of the following is used by the system to determine Company placement? - ANSWER-Driving record, household eligibility, prior insurance history, driving experience. 
 
Which of the following best describes a residual Market Plan? - ANSWER-Insures customers who can't get insurance through regulars channels. 
 
What does it mean when an...
- Examen
- • 10 páginas •
The system determines company placement by evaluatin household and vehicle information and matches a price with the risk of future losses. - ANSWER-True 
 
Which of the following is used by the system to determine Company placement? - ANSWER-Driving record, household eligibility, prior insurance history, driving experience. 
 
Which of the following best describes a residual Market Plan? - ANSWER-Insures customers who can't get insurance through regulars channels. 
 
What does it mean when an...
state farm Exam Questions and Verified Answers 100% Solved
which of the following refers to being restored to the financial condition you were in before a loss? - ANSWER-indemnification 
 
mark incurred 8000$ damage to his car in an accident. he received 8000$ from his insurance company and 4000$ from the other driver. by receiving a profit from the loss, Mark is in violation of.. - ANSWER-principle of indemnity 
 
the transfer of risk from one party to another is called - ANSWER-insurance 
 
the principle of indemnity is designed to prevent - ANSWER-ke...
- Examen
- • 21 páginas •
which of the following refers to being restored to the financial condition you were in before a loss? - ANSWER-indemnification 
 
mark incurred 8000$ damage to his car in an accident. he received 8000$ from his insurance company and 4000$ from the other driver. by receiving a profit from the loss, Mark is in violation of.. - ANSWER-principle of indemnity 
 
the transfer of risk from one party to another is called - ANSWER-insurance 
 
the principle of indemnity is designed to prevent - ANSWER-ke...
State Farm Prep Exam Results #1 100% Correct
Naples Pizza is a successful 10,000 square foot restaurant that generates close to $8 million in gross sales annually. Is this business eligible for a businessowners policy (BOP), and why or why not? 
 
 
 
No, because its gross sales are too high. 
 
No, because restaurants are generally ineligible for a BOP. 
 
Yes, because it is a successful business. 
 
Yes, because it is less than 35,000 square feet in area. - ANSWER-No, because its gross sales are too high. 
 
While restaurants are general...
- Examen
- • 15 páginas •
Naples Pizza is a successful 10,000 square foot restaurant that generates close to $8 million in gross sales annually. Is this business eligible for a businessowners policy (BOP), and why or why not? 
 
 
 
No, because its gross sales are too high. 
 
No, because restaurants are generally ineligible for a BOP. 
 
Yes, because it is a successful business. 
 
Yes, because it is less than 35,000 square feet in area. - ANSWER-No, because its gross sales are too high. 
 
While restaurants are general...
State Farm Exam Correct Questions and Answers
Absolute Assignment - ANSWER-Policy assignment when assignee receives full control over the policy and full rights to its benefits. 
 
Accelerated benefits rider - ANSWER-Life insurance rider that allow for early payment of some portion of policy's face amount, should the insured suffer from terminal illness/injury. 
 
adhesion - ANSWER-Contract must be accepted by the insured exactly as it is written by the insurer. Terms of contract cannot be negotiated. Contract is offered on a take it or ...
- Examen
- • 16 páginas •
Absolute Assignment - ANSWER-Policy assignment when assignee receives full control over the policy and full rights to its benefits. 
 
Accelerated benefits rider - ANSWER-Life insurance rider that allow for early payment of some portion of policy's face amount, should the insured suffer from terminal illness/injury. 
 
adhesion - ANSWER-Contract must be accepted by the insured exactly as it is written by the insurer. Terms of contract cannot be negotiated. Contract is offered on a take it or ...
Milady Standard Barbering Sample State Board Examination Test 1 - 6th Edition Questions & Answers[Graded A]
IFSTA 7 Question Bank with Complete Questions & Answers 100% Verified
Milady Standard Barbering Sample State Board Examination Test 1 - 6th Edition Questions & Answers[Graded A]
Arizona State University BIO 202 Exam 3 Solved 100%
FDNYC G60 Practice Exam Questions & Answers 100% Accurate