HUD Certification Exam 2024 Questions and Answers (Graded A)
115 vues 1 fois vendu
Cours
HUD
Établissement
HUD
HUD Certification Exam 2024 Questions and Answers (Graded A)
HUD Certification Exam 2024 Questions and Answers (Graded A)
HUD Certification Exam 2024 Questions and Answers (Graded A)
Deed Restrictions - ANSWER-Legally enforceable terms that govern the use of real estate
Redlining - AN...
HUD Certification Exam 2024 Questions and Answers (Graded A)
Deed Restrictions - ANSWER-Legally enforceable terms that govern the use of real estate
Redlining - ANSWER-The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents.
Civil Rights Act of 1968 - ANSWER-Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which prohibits discrimination in housing sales, rentals, and financing based on race, color, national origin, religion, sex, disability and familial status?
7 - ANSWER-The Fair Housing Act, as amended, protects how many characteristics?
Reasonable Modification - ANSWER-A property manager of an apartment complex that receives federal financial assistance installs a ramp so that a tenant in a wheelchair can
easily access her first-floor apartment.
Reasonable Accommodation - ANSWER-Housing provider has a policy of requiring tenants to come to the rental office to pay their rent. A tenant with a mental disability, who is afraid to leave her unit, is allowed to mail her rent payment.
True - ANSWER-The Fair Housing Act does not prohibit a lender from showing potential
clients information about different loans.
Fair Housing Assistance Program (FHAP) - ANSWER-Provides annual funding to state and local agencies that enforce fair housing laws that are substantially equivalent to the Fair Housing Act. These funds go towards an agency's capacity building, administrative costs, investigative and enforcement efforts, training and other projects designed to support enforcement of fair housing law.
Fair Housing Initiatives Program (FHIP) - ANSWER-Provides funding to fair housing organizations and nonprofits that assist people who may have been victims of housing discrimination.
Marketing Analysis - ANSWER-Aim is to identify groups of people who would benefit most if targeted by the campaign, the characteristics of these people, and their expectations. Networking Event - ANSWER-The opportunity to increase awareness of the plans and actions of housing industry members, private organizations and foundations, public housing agencies, neighborhood groups, regional organizations, and others to further fair housing objectives.
Personal Information - ANSWER-The section of the credit report that contains employer
details.
Account Information - ANSWER-The section of a credit report that contains information about a student loan.
Public Records - ANSWER-The section of the credit report that contains court information such as a bankruptcy.
Inquiries - ANSWER-The section of the credit report that will show recent attempts to open a credit card.
Consumer Rights - ANSWER-The section of the credit report that contains information about how to correct inaccuracies.
Account History - ANSWER-Credit: Payment history of accounts, including late payments, delinquencies, judgments, and liens.
Amounts Owed - ANSWER-Credit: Ratio of total credit extended to the amount of credit owed.
Length of Credit History - ANSWER-Credit: Overall length of credit history in the report as well as the average age of accounts.
Types of Credit - ANSWER-Credit: Variety of accounts (e.g. credit card, auto loan, mortgage)
New Credit - ANSWER-Credit: Number of recent credit inquiries, as well as new credit accounts.
AnnualCreditReport.com - ANSWER-Where does a client go to get a free credit report?
Fair Credit Reporting Act (FCRA) - ANSWER-You have the right to dispute information in your credit file that is incomplete, inaccurate, or unverifiable.
Fair and Accurate Credit Transactions Act (FACTA) - ANSWER-You have the right to a free annual credit report.
Fair and Accurate Credit Transactions Act (FACTA) - ANSWER-You have the right to place a fraud alert on your credit file.
Les avantages d'acheter des résumés chez Stuvia:
Qualité garantie par les avis des clients
Les clients de Stuvia ont évalués plus de 700 000 résumés. C'est comme ça que vous savez que vous achetez les meilleurs documents.
L’achat facile et rapide
Vous pouvez payer rapidement avec iDeal, carte de crédit ou Stuvia-crédit pour les résumés. Il n'y a pas d'adhésion nécessaire.
Focus sur l’essentiel
Vos camarades écrivent eux-mêmes les notes d’étude, c’est pourquoi les documents sont toujours fiables et à jour. Cela garantit que vous arrivez rapidement au coeur du matériel.
Foire aux questions
Qu'est-ce que j'obtiens en achetant ce document ?
Vous obtenez un PDF, disponible immédiatement après votre achat. Le document acheté est accessible à tout moment, n'importe où et indéfiniment via votre profil.
Garantie de remboursement : comment ça marche ?
Notre garantie de satisfaction garantit que vous trouverez toujours un document d'étude qui vous convient. Vous remplissez un formulaire et notre équipe du service client s'occupe du reste.
Auprès de qui est-ce que j'achète ce résumé ?
Stuvia est une place de marché. Alors, vous n'achetez donc pas ce document chez nous, mais auprès du vendeur NursingTutor1. Stuvia facilite les paiements au vendeur.
Est-ce que j'aurai un abonnement?
Non, vous n'achetez ce résumé que pour 11,27 €. Vous n'êtes lié à rien après votre achat.