NEBRASKA LIFE AND HEALTH EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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NEBRASKA LIFE AND HEALT
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NEBRASKA LIFE AND HEALT
NEBRASKA LIFE AND HEALTH EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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NEBRASKA LIFE AND HEALTH EXAM 2024/2025 WITH 100% ACCURATE
SOLUTIONS
Which of the following best describes taxation during the accumulation
period of an annuity? - Precise Answer ✔✔taxes are deferred
Which of the following individuals will be eligible for coverage on the
Health Insurance Marketplace? - Precise Answer ✔✔A permanent
resident lawfully present in the U.S.
In respect to the consideration clause, which of the following is
consideration on the part of the insurer? - Precise Answer ✔✔Promising
to pay in accordance with the contract terms
The act that sets the standards for advice given by insurance producers
regarding annuities is known as the Nebraska - Precise Answer
✔✔Protection in annuity transaction act
Children's rider attached to whole life policies are usually issued as what
type of insurance? - Precise Answer ✔✔term
If a producer allows his license to lapse, within what maximum time
period may the same license be reinstated? - Precise Answer ✔✔12
months
,What is the advantage of having a qualified annuity? - Precise Answer
✔✔Favorable tax treatment
When both parties to a contract must perform certain duties and follow
rules of conduct to make the contract enforceable, the contact is? -
Precise Answer ✔✔conditional
A policy with 31 day grace period Implies? - Precise Answer ✔✔The
policy will not lapse for 31 days if the premium is not paid when due
Employer health plans must provide primary coverage for individuals
with end-stage renal disease before Medicare becomes primary for how
many months - Precise Answer ✔✔30 months
What types of services may NOT be provided under the long term cares
assisted living care? - Precise Answer ✔✔Visits by a registered nurse
The authority granted to an agent through the agent's contract is referred
to as - Precise Answer ✔✔Express Authority
If an employer provides long-term group disability insurance for its
employees, what percentage of monthly wages are lower-paid
employees eligible to collect?
a)
33 and 1/3%
,b)
50%
c)
66 and 2/3%
d)
90% - Precise Answer ✔✔66 and 2/3%
If an applicant for a health insurance policy is found to be a substandard
risk, the insurance company is most likely to
Require a yearly medical examination.
Lower its insurability standards.
Refuse to issue the policy.
Charge an extra premium. - Precise Answer ✔✔Charge an extra
premium.
Which of the following statements concerning buy-sell agreements is
true?
Premiums paid are deductible as a business expense.
Benefits received are considered income taxable.
Buy-sell agreements pay in the event of a medical emergency.
Buy-sell agreements are normally funded with a life insurance policy. -
Precise Answer ✔✔Buy-sell agreements are normally funded with a life
insurance policy.
, A policyowner is reading a statement on the first page of his health
insurance policy, which says "this is a limited policy." What is the name
of this statement?
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