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LOAN SIGNING NOTARY EXAM 2025 |GUARANTEED ACCURATE ANSWERS |COMPLETE 16,69 €
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LOAN SIGNING NOTARY EXAM 2025 |GUARANTEED ACCURATE ANSWERS |COMPLETE
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What is a notary public? - ACCURATE ANSWERS A notary public is an official appointed by the county or state after his/her documents and examination results indicate his/her suitability for the job. A notary public has power to: - ACCURATE ANSWERS Administer an oath and affirmations and take depo...

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  • 25 mars 2025
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LOAN SIGNING NOTARY EXAM
2025 |GUARANTEED ACCURATE
ANSWERS |COMPLETE

What is a notary public? - ACCURATE ANSWERS✔✔ A notary public
is an official appointed by the county or state after his/her documents
and examination results indicate his/her suitability for the job.


A notary public has power to: - ACCURATE ANSWERS✔✔
Administer an oath and affirmations and take depositions and affidavits;
Certify copies of power of attorney;
Issue protest bills in cases of non-payment or non-acceptance of foreign
and inland bills of exchange;
Issue acknowledgements in the cases of health-care directives, powers of
attorney, mortgages, deeds, grants, transfers, and other such instruments
signed by any individual who can establish his/her identity.


Wha is a Surety Bond? - ACCURATE ANSWERS✔✔ The surety bond
protects the public against any notarial act completed improperly,
illegally, or negligently by the notary.


It is important to note that the notary bond is not an insurance policy for
the notary. It is designed only to provide a limited fund for paying out in
claims against him. The notary remains personally liable to the full

,extent of the damage sustained and may be required to reimburse the
bonding company for sums paid by the company because of misconduct
or negligence of the notary public.


The notary bond protects the public against a notary's misconduct or
negligence; however, it does not protect the notary. The bond provides
coverage for damages to anyone who suffers financially due to a blunder
on the part of a notary - whether intentional or not.


The guaranteeing company will seek compensation from the notary for
any damages it has to pay out on the notary's behalf.


What is Errors and Omissions Insurance? - ACCURATE
ANSWERS✔✔ Notaries are liable for any improperly-executed notarial
act. Errors and omissions insurance is not a legal requirement, but it is a
good idea to have it in order to protect the notary.


In the acknowledgment, the notary public certifies that - ACCURATE
ANSWERS✔✔ The signer personally appeared before the notary public
on the date and in the county indicated
The signer has been identified by the notary through either personal
knowledge or satisfactory evidence
The signer's acknowledgment executes the document


The notary completing an acknowledgment should know - ACCURATE
ANSWERS✔✔ whether the signer will sign in his/her presence or if the

,signer will arrive with a document already signed. In the latter case, the
notary must ask the signer to acknowledge that he/she signed the
document.


The notary also must check whether the document has blank spaces or is
incomplete, because it is illegal to notarize documents that are blank or
incomplete.


How should a notary Verify Identity - ACCURATE ANSWERS✔✔ It is
the job of the notary to verify the identity of the signer; his/her identity
could be verified by personal knowledge or satisfactory evidence. Either
way, the notary must write on the journal how he/she has identified the
signer.


What are the Notary Acknowledgment Responsibilities - ACCURATE
ANSWERS✔✔ A notary public cannot provide a certificate of
acknowledgment if the signer does not personally appear in front of
him/her, even if the signer is known by the notary public.


A notary is responsible for filling out the certificate of acknowledgment
at the time he/she signs it and affixes the seal.


Each time the notary places his/her seal and signature onto a document,
he/she also must affix the appropriate notarial wording.

, If a notary acknowledges a document, knowing that the statements are
false, he/she is responsible for the liability of civil penalties and
administrative actions. In some cases, the action is a criminal offense.


Acknowledgment sample form: - ACCURATE ANSWERS✔✔ State of
____________________ County of __________________


On _________________________ before me, (here insert name and title
of the officer),


Personally appeared _________________________________________
__________________________________________________________
______personally known to me (or proved to me on the basis of
satisfactory evidence) to be the person(s) whose name(s) is/are
subscribed to the within instrument and acknowledged to me that
he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or
the entity upon behalf of which the person(s) acted, executed the
instrument.




WITNESS my hand and official seal.

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