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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions and Answers 100% Pass
Xcel Testing Solutions-Louisiana Life 
and Health Exam Simulator - 200 
Questions and Answers 100% Pass 
Which dividend option would an insurer invest the policy owner's money 
and add any interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - The Accumulation at Interest Option 
- 
invests the policy owner's money and adds interest earnings to the initial 
amount of the dividends. 
De...
- Examen
- • 88 pages •
Xcel Testing Solutions-Louisiana Life 
and Health Exam Simulator - 200 
Questions and Answers 100% Pass 
Which dividend option would an insurer invest the policy owner's money 
and add any interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option - The Accumulation at Interest Option 
- 
invests the policy owner's money and adds interest earnings to the initial 
amount of the dividends. 
De...
Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with Complete Solutions
Xcel Testing Solutions (Life & Health) 
Final 150 Question Practice Exam with 
Complete Solutions 
When can a policy owner change a revocable beneficiary? - Anytime 
M purchased an Accidental Death and Dismemberment (AD&D) policy and 
named his son as beneficiary. M has the right to change the beneficiary 
designation at anytime. What type of beneficiary is his son? - 
Revocable 
How would a contingent beneficiary receive the policy proceeds in an 
Accidental Death and Dismemberment (AD&D) polic...
- Examen
- • 24 pages •
Xcel Testing Solutions (Life & Health) 
Final 150 Question Practice Exam with 
Complete Solutions 
When can a policy owner change a revocable beneficiary? - Anytime 
M purchased an Accidental Death and Dismemberment (AD&D) policy and 
named his son as beneficiary. M has the right to change the beneficiary 
designation at anytime. What type of beneficiary is his son? - 
Revocable 
How would a contingent beneficiary receive the policy proceeds in an 
Accidental Death and Dismemberment (AD&D) polic...
Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 100% Solved
Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 
Questions and Answers 100% Solved 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions 
from The Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that 
the policy has been cancelled in the middle of the term is called - 
cancelable 
The renewa...
- Package deal
- Examen
- • 37 pages •
Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 
Questions and Answers 100% Solved 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions 
from The Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that 
the policy has been cancelled in the middle of the term is called - 
cancelable 
The renewa...
Xcel Solutions: North Carolina Life and Health State - Exam Simulator 1 (Part I) Q&A 100% Pass
Xcel Solutions: North Carolina Life and 
Health State - Exam Simulator 1 (Part I) 
Q&A 100% Pass 
P is blinded in an industrial accident. Which provision of his life insurance 
policy will pay a stated benefit amount? - Accidental Death and 
Dismemberment clause 
An AD&D clause provides benefits for death due to an accident or for the 
loss of one or more hands, feet, arms, legs, or loss of sight. 
XYZ insurance Company would like to begin conducting business in NC. 
Before XYZ can issues or del...
- Package deal
- Examen
- • 49 pages •
Xcel Solutions: North Carolina Life and 
Health State - Exam Simulator 1 (Part I) 
Q&A 100% Pass 
P is blinded in an industrial accident. Which provision of his life insurance 
policy will pay a stated benefit amount? - Accidental Death and 
Dismemberment clause 
An AD&D clause provides benefits for death due to an accident or for the 
loss of one or more hands, feet, arms, legs, or loss of sight. 
XYZ insurance Company would like to begin conducting business in NC. 
Before XYZ can issues or del...
Xcel Practice Chapter Exam Questions with 100% Correct Answers
Xcel Practice Chapter Exam Questions 
with 100% Correct Answers 
A whole life insurance policyownet foes not wish to continue making 
premium payments. Which of the following enables the policyowner to call 
the policy for more than its cash value? - Life-Settlement Contract 
P owns a 25,000 Life policy that pays the face amount to him if he lives to 
age 70, or to his beneficiary if he dies before age 70. What kind of policy 
does P own? - Endowment at Age 70 
Which type of life policy contains...
- Package deal
- Examen
- • 22 pages •
Xcel Practice Chapter Exam Questions 
with 100% Correct Answers 
A whole life insurance policyownet foes not wish to continue making 
premium payments. Which of the following enables the policyowner to call 
the policy for more than its cash value? - Life-Settlement Contract 
P owns a 25,000 Life policy that pays the face amount to him if he lives to 
age 70, or to his beneficiary if he dies before age 70. What kind of policy 
does P own? - Endowment at Age 70 
Which type of life policy contains...
XCEL Life and Health Insurance Test Review Exam &A 100% Pass
XCEL Life and Health Insurance Test 
Review Exam &A 100% Pass 
Which annuity payout option allows the policy owner to choose a predetermined number of benefit payments? - Period Certain 
Which annuity payout option has no additional payouts regardless of when 
the annuitant dies - Life only annuity 
a professional liability for which producers can be sued for mistakes of 
putting a policy into effect - Errors and Omissions 
requires the beneficiary's signature for any change to the beneficiar...
- Package deal
- Examen
- • 36 pages •
XCEL Life and Health Insurance Test 
Review Exam &A 100% Pass 
Which annuity payout option allows the policy owner to choose a predetermined number of benefit payments? - Period Certain 
Which annuity payout option has no additional payouts regardless of when 
the annuitant dies - Life only annuity 
a professional liability for which producers can be sued for mistakes of 
putting a policy into effect - Errors and Omissions 
requires the beneficiary's signature for any change to the beneficiar...
Xcel Laws and Rules Pertinent to Insurance Exam Questions and Answers 100% Pass
Xcel Laws and Rules Pertinent to 
Insurance Exam Questions and Answers 
100% Pass 
What must an agent sign when an existing Life Insurance policy is being 
reissued with a reduction in cash value? 
Policy Summary 
Buyer's Guide 
Affidavit 
Notice Regarding Replacement of Life Insurance or Annuity - Notice 
Regarding Replacement of Life Insurance or Annuity 
Which of these circumstances requires an agent to make reasonable 
efforts to obtain information concerning the suitability of an annuity...
- Package deal
- Examen
- • 18 pages •
Xcel Laws and Rules Pertinent to 
Insurance Exam Questions and Answers 
100% Pass 
What must an agent sign when an existing Life Insurance policy is being 
reissued with a reduction in cash value? 
Policy Summary 
Buyer's Guide 
Affidavit 
Notice Regarding Replacement of Life Insurance or Annuity - Notice 
Regarding Replacement of Life Insurance or Annuity 
Which of these circumstances requires an agent to make reasonable 
efforts to obtain information concerning the suitability of an annuity...
Xcel Final Exam Questions and Answers 100% Solved | Rated A+
Xcel Final Exam Questions and Answers 
100% Solved | Rated A+ 
Typically, Long-Term Disability benefits are coordinated with which benefit 
plan? - Social Security 
The focus of major medical insurance is providing coverage for - 
medical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 
80/20 coinsurance provision files a $1,000 claim. How much of this claim is 
the insured responsible for? - $200 
because this policy has a zero deductible, ...
- Package deal
- Examen
- • 47 pages •
Xcel Final Exam Questions and Answers 
100% Solved | Rated A+ 
Typically, Long-Term Disability benefits are coordinated with which benefit 
plan? - Social Security 
The focus of major medical insurance is providing coverage for - 
medical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 
80/20 coinsurance provision files a $1,000 claim. How much of this claim is 
the insured responsible for? - $200 
because this policy has a zero deductible, ...
WGU Exam PACKAGE DEAL QUESTIONS WITH 100% CORRRECT ANSWERS | LATEST UPDATE | VERIFIED AND APPROVED
WGU Exam PACKAGE DEAL QUESTIONS WITH 100% CORRRECT ANSWERS | LATEST UPDATE | VERIFIED AND APPROVED
- Pack
- • 17 éléments •
- WGU C846: Practice Tests Questions and answers, 100% Accurate. VERIFIED • Examen
- WGU C202 Exam Questions with 100% Correct Answers | Graded A+ • Examen
- WGU D076 Exam Questions with 100% Correct Answers | Latest Update • Examen
- Test Prep - WGU - Principles of Management - C483 Exam Questions and Answers 100% Solved • Examen
- WGU C100 Exam Questions and Answers 100% Solved | Rated A+ • Examen
- Et plus ….
WGU Exam PACKAGE DEAL QUESTIONS WITH 100% CORRRECT ANSWERS | LATEST UPDATE | VERIFIED AND APPROVED
WGU C215 Pre-assessment PVDC Exam Questions and Answers 100% Solved
WGU C215 Pre-assessment PVDC Exam 
Questions and Answers 100% Solved 
Which definition used for quality evaluates how well a product performs its 
intended function? - Fitness for use 
Which total quality management (TQM) process was developed to stress 
management's responsibility for quality? - 14 points for quality 
improvement 
Which total quality management (TQM) process consists of 13 published 
standards and guidelines? - ISO 9000 
A company manufactures shoes using a quality managemen...
- Package deal
- Examen
- • 14 pages •
WGU C215 Pre-assessment PVDC Exam 
Questions and Answers 100% Solved 
Which definition used for quality evaluates how well a product performs its 
intended function? - Fitness for use 
Which total quality management (TQM) process was developed to stress 
management's responsibility for quality? - 14 points for quality 
improvement 
Which total quality management (TQM) process consists of 13 published 
standards and guidelines? - ISO 9000 
A company manufactures shoes using a quality managemen...
SDS - Kittering Exam Questions with 100% Correct Answers
ALU 101 book Questions and Answers 100% Correct | Graded A+
Yet to read in full
NJ DMV Motorcycle Test Exam Questions with 100% Correct Answers