The Scholar's Depot: Where Knowledge Meets Opportunity

Cease & Desist - Commissioner has the authority to issue a cease and desist order to enforce compliance or any order of the commissioner. Oaths - the commissioner may take depositions, and subpoena witness or documentary evidence. He may administer oaths and examine under oath any person being examined to any hearing or investigation. Refusal to Testify - if an individual fails to appear to the commissioner’s subpoena, he can file an order to the local county to force that person to a...

Which of the following medical expenses does cancer insurance not cover? 1. Chemotherapy 2. Radiation treatment 3. Physician visit 4. Arthritis - 4. Arthritis Which accident and health policy provision addresses preexisting conditions? 1. Proof of loss 2. Legal actions 3. Time limit on certain defenses 4. Payment of claims - 3. Time limit on certain defenses Which of these is not a duty of a producer? 1. Solicit applications for insurance 2. Collect premiums from policy owners ...

Who would be considered a named insured? - The insured's 30 year old sister who lives with the insured An order and notice of commissioner will not be effective unless: - Signed by the Commissioner or under the Commissioner's authority When an insurance company makes payment for loss of damaged property the salvage belongs to: - The insurer Who is covered under Workers' Comp? - Servant of homeowner that works less than 40 hours per week A person who license is revoked or suspe...

Define defamation - It is an illegal practice to make any public statement or advertisement that contains false information or unsubstantiated criticisms about an insurance company intended to harm or malign. An individual received a quote from an insurance company that is a different rate from individuals in the same risk class. The insurance company may be accused of - Unfair Discrimination Which of these is not a required group life policy provision? -Free-Look -Grace period -Conve...

Amount of time to notify the Commissioner of insurers name change - 30 days Amount of time to report any civil or administrative action taken against a producer - 30 days Amount of time producers have to remit received premiums to the insurer - 30 days Keep records of continuing education completion - 4 years Keep records of all insurance transaction - 5 years Fine for each intentional violation in 6 month period - $5,000 Fine for each unintentional violation - $1,000 ...

A patient receiving 38 mg H2O per liter of gas from a nebulizer has a humidity deficit of which of the following? A. 6 mg/l B. 9mg/l C. 12 mg/l D. 18 mg/l - a. 6 mg/l After connecting a nasal cannula to the humidifier outlet, you kink the tubing and hear a whistling noise coming from the humidifier. Which of the following most likely caused this? A. The humidifier is cracked B. The capillary tube in the humidifier is disconnected C. The humidifier has no leaks D. The top of the hum...

A patient has just been intubated, and the CO2 detector placed on the proximal end of the ETT reads 1.5%. The RT should suspect what? - The tube is in the esophagus (If in trachea, it is 5-6%) Causes of this include edema, postextubation inflammation, bleeding, secretions, foreign substances, laryngospasm, and the tongue - Upper airway obstruction Single lumen tube, placed in difficult to intubate patients, uses two cuffs inflated through a single channel. - King Airway Proper tube ...

Barrel chest - increased diameter, associated with air trapping like emphysema; pushes rib cage out and up and pushes diaphragm down Pectus excavatum - depression in the sternum Pectus carinatum - protrusion of the sternum Kyphosis - abnormal curvature of the spine (hunchback) Palpation - ~ temperature of skin ~ Tracheal position (middle of neck) ~ Pain ~ Lumps ~ Symmetry of movement/lung expansion Tactile fremitus - ~ vibration felt through the chest wall when the patie...

Oxygen therapy is a generic term for - cannulas to face tents Karl von Linde - Large scale production of oxygen was developed in 1907 Venti Mask - developed in 1960 and delivered a specific FIO2 Steroids - used in the treatment of asthma in the early 1950s Dr. Philip Drinker - developed the iron lung in 1928. It was used extensively during the polio epidemics of the 1930s. The chest cuirass negative pressure ventilator - introduced in the early 1900s, known as the "wrap" ...

Incentive spirometry - indications-presence of atelectasis Atelectasis - collapse of lung Risk of atelectasis - post-op abdominal or thoracic surgery Post-op patients with documented acute or chronic lung disease Chest trauma Techniques for Instructing IS - Draw in a slow deep breath to maximal inspiration, Hold the breath, Let breath out slowly, Repeat 15 times every 2 hours Medication Delivery Devices - Multi-Dose Inhaler (MDI), Small volume nebulizer Multi-Dose Inhaler (...