Financial intermediation - Samenvattingen, Notities en Examens

Notes from each lecture based on presentations and additional comments.

Complete Solutions Manual for Money, Banking and Financial Markets, 6th Edition by Stephen G. Cecchetti, Kermit L. Schoenholtz ; ISBN13: 9781260226782. (Full Chapters included Chapter 1 to 23).... chapter 1. An Introduction to Money and the Financial System. chapter 2. Money and the Payments System. chapter 3. Financial Instruments, Financial Markets, and Financial Institutions. chapter 4. Future Value, Present Value, and Interest Rates. chapter 5. Understanding Risk. chapter 6. Bonds, Bon...

LIBF-Unit 4 Questions And Answers With Complete Solutions 2023 Competition and markets authority The body responsible for strengthening business competition and preventing and reducing anti-competitive activities. Counterparties People and organization (eg companies) who lend money to and borrow from financial intermediaries (ie financial institutions such as banks) Divestment The process of selling off parts of a company to make it smaller, eg the Lloyds sell-off that created new TSB bra...

Mutually owned co-operative financial institutions offering benefits to members through a trust-like structure" describes which type of Insurer/Fund Manager? - Answer- Friendly Society Which is the decision-making process of framing? - Answer- To remove the 'noise' from an issue to allow us to see the problem for what it is Under the RG271 what is the maximum timeframes for IDR response for a Superannuation trustee complaints? - Answer- 45 days after receiving the complaint In the se...

Fintech (Landscape) correct answers technological innovations that seek to improve the provision of financial services Technology-enabled applications, processes, products, or business models in finance Mostly start-ups seeking to "disrupt" intermediaries Innovation Quadrant for Fintech (Landscape) correct answers Established (High age and low funding): 1. Banking Infrastructure 2. Transaction Security Heavyweights (High age and high funding): 1. Payments Backend Pioneers (L...

What is Fintech? correct answers Use of technology to solve financial services problems Financial Services correct answers ◦Commercial Banking ◦Lending ◦Payments ◦Investment Banking ◦Wealth Management ◦Insurance and Credit ◦Financial Regulation Application Programming Interface (API) correct answers A software interface enabling two or more computer programs to communicate Artificial Intelligence (AI) and Machine Learning correct answers Use of computers to detect tr...

The FSI provides key services to the economic system (FSI = financial service industry) correct answers -Liquidity and transactions (trading systems for buying and selling) -Matching individuals who have excess funds with those with those who need the them (financial intermediation) -Risk sharing (diversification) Finanical services industry are different around the world -in the USA, UK & Asia -in EU correct answers Market based economy in USA, UK, ASIA More bank-based economy i...

ways financial intermediaries can reduce transactions costs correct answers - economies of scale - expertise - liquidity services lemons problem correct answers lender is unable to tell good borrowers from bad borrowers solutions to eliminate information asymmetry correct answers - private production & sale of information - gov't regulation - financial intermediation - collateral - net worth ways to solve moral hazard problems correct answers - monitoring - gov't regulation -...

Complete Solutions Manual for Money, Banking and Financial Markets, 6th Edition by Stephen G. Cecchetti, Kermit L. Schoenholtz ; ISBN13: 9781260226782. (Full Chapters included Chapter 1 to 23).... chapter 1. An Introduction to Money and the Financial System. chapter 2. Money and the Payments System. chapter 3. Financial Instruments, Financial Markets, and Financial Institutions. chapter 4. Future Value, Present Value, and Interest Rates. chapter 5. Understanding Risk. chapter 6. Bonds, Bon...

FINC CH 3 Study Guide Test. Discuss how and why banks suffered financial difficulties during the financial crisis. - CORRECT ANSWER The first-half of the 2000s decade was characterized by excessive borrowing by individuals, financial institutions, and governments. Individuals with questionable financial qualifications were encouraged to purchase homes as housing prices continued to decline. However, when the housing price bubble burst in mid-2006, both home values, as well as the mortgag...