Hud certification exam 2024
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HUD CERTIFICATION EXAM 2024 
Which document is most important when working with a client 
to develop an initial budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets 
Current lease Correct Answer Pay stub 
A client would like purchase a home within one year. The client 
is motivated to increase household income as a way to save for 
a down payment and qualify for a loan. Which is the best 
solution for the client to reach this goal?
HUD CERTIFICATION 2024 ACTUAL 
EXAM QUESTIONS AND DETAILED 
ANSWERS WITH RATIONALES
HUD CERTIFICATION EXAM STUDY 
GUIDE| GUARANTEED PASS 
Deed Restrictions Correct Answer Legally enforceable terms 
that govern the use of real estate 
Redlining Correct Answer The practice of refusing to make 
residential loans or imposing more onerous terms on any loans 
made because of the predominant race, color, national origin, 
religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 Correct Answer Following the 
assassination of Dr. Martin Luther Ki...