Phillips Community College Of The University Of Arkansas
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NURS 6521- week 4 pharm Exam 100% VERIFIED ANSWERS 2024/2025 CORRECT
NURS 6521- week 4 pharm Exam 100% VERIFIED ANSWERS 2024/2025 CORRECT
1. As bond maturity increases, the bond's risk: 
A. Increases. 
B. Decreases. 
C. Does not change. 
D. Sometimes increases and sometimes decreases. 
E. Is inversely related to the value of the bond. 
2. The relationship that exists between bond maturity and risk can be explained through observing that: 
A. The longer the period, the greater the potential for a change in the ability of a company to repay its 
debt. 
B. A broad-based change in interest rates will have a greater effect on long-ter...
1. The fact that taxes influence the timing of transactions and preparation for payment of sums due is an 
example of the tax impact on: 
A. Investments. 
B. Cash flow planning. 
C. Financing. 
D. Risk management. 
E. None of the above. 
2. Which of the following is an example of the tax impact on risk management? 
A. Taxes influence the timing of transactions and preparation for payment of sums due. 
B. The calculation of returns is often done on an after-tax basis. 
C. The calculation of the c...
1. Why is it so difficult to identify a group of assets or other techniques that can fully eliminate portfolio 
risk? 
A. They types of assets that can eliminate portfolio risk are only available to professional money 
managers. 
B. The lack of a full hedge for the lifetime work-related income streams we call human assets. 
C. The volatility of portfolio returns over time. 
D. All of the above. 
E. None of the above. 
2. When a household revises its portfolio, it attempts to establish a risk/ret...
1. Which of the following best describes cash flow planning? 
A. The scheduling of current and future cash needs to achieve household goals. 
B. The recognition that cash flows can only be generated though strategic planning. 
C. A financial planning scheduling strategy that links financial reviews to cash flows. 
D. All of the above describe cash flow planning. 
E. None of the above describes cash flow planning. 
2. Which of the following is not a goal of cash flow planning? 
A. Reducing tax li...
1. Which of the following tells you how you are doing today and sets the stage for any steps that need be 
taken to alter future activities? 
A. Balance sheet. 
B. Cash flow statement. 
C. Projected cash flow statement. 
D. Income statement. 
E. None of the above. 
2. What is a balance sheet? 
A. A statement of financial position at a given point in time. 
B. A statement of assets that are expected to be or can be converted into cash in the next year. 
C. A statement of publicly traded investmen...
1. What does a household represent? 
A. An organizational structure that unites its occupants. 
B. A structure with a form that affects a business. 
C. The combined financial actions of a family. 
D. Logical decision making by a family. 
E. None of the above. 
2. Which of the following best describes a household? 
A 
. 
An organization of multiple people who live in the same dwelling and share financial and other 
resources intended for the well-being of its members. 
B. A structure for one indi...
03 
Student: ___________________________________________________________________________ 
1. What is the first step in the financial planning process? 
A. Gather data. 
B. Communicate investment objectives to client. 
C. Identify household spending. 
D. Identify household goals and needs. 
E. None of the above. 
2. Behavioral finance can best be defined as: 
A. How to improve people's decision-making abilities so that they can more easily achieve the goals they 
set. 
B. The study of human acti...