Coverages - Study guides, Class notes & Summaries
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state farm property exam questions and answers (mamas test) A+ GRADED 100% VERIFIED
- Exam (elaborations) • 27 pages • 2022
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state farm property exam questions and answers (mamas test) A+ GRADED 100% VERIFIED 
under an FP-7955 policy, deductibles apply to which of the following types of losses. 
B. Fire department service charges 
in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? 
B. False 
00:05 
01:45 
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA,...
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Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass
- Exam (elaborations) • 10 pages • 2024
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Cheat Sheet - Property & Casualty Exam 
Questions and Answers 100% Pass 
What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, 
HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The 
property coverage varies with the homeowners form selected. The following is a list of 
the forms with the covered perils of each. 
HO-2 - Correct Answer ️️ -Broad form; owner occupant 
HO-3 - Correct Answer ️️ -Special Form; owner occupant 
HO-4 - Co...
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California Commercial Insurance | Questions with 100% correct answers | verified
- Exam (elaborations) • 10 pages • 2023
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What is a Modular Policy? - A modular policy is a policy consisting of several different documents, 
none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - A Commercial Package Policy is a modular policy that 
combines different forms and more than one line of coverage. 
What must a CPP policy consist of? - A Declaration Page (stating premium charges and coverage 
limits) 
A Policy Conditions (six conditions that apply to the entire contract) 
Two or mor...
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ONTARIO AUTO EXAM (RIBO) QUESTIONS WITH 100 % CORRECT ANSWERS | VERIFIED
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Your client calls to advise he/she needs insurance on a car leased from an automobile dealer. Which 
one (1) of the following policies is required? 
A. O.A.P. 1 Owner Form, suitably endorsed. 
B. O.P.F. #2 Driver's Form. 
C. O.P.F. #6 Non-owned Automobile Form, suitable endorsed. 
D. Garage Auto Form, suitably endorsed. - Answer-A. O.A.P. 1 Owner Form, suitably endorsed. 
Insurance under O.A.P. 1 Owner's Form, Section 7, Loss or Damage Coverages, is usually subject to a 
deductible. It does no...
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RMIN 5100S Test 1 Atkinson Questions and Answers Solved 100%
- Exam (elaborations) • 9 pages • 2024
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Abandonment - - Insurance company may choose to take damaged property and pay insured the 
value 
- Insured CANNOT surrender damaged property to insurance company 
Active Retention - Identify the loss/risk exposure and really consider the risk itself and all the 
measures around it. (ex. Should we transfer it, retain it etc.) 
Admitted (standard or retail) Insurance companies - Regulated by the state, They often must 
subscribe to rating and form regulations of that state. 
Agent or Broker - "I...
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LOUISIANA CLAIM ADJUSTER SERIES 204 HOMEOWNER INSURANCE EXAM SOLVED 100%
- Exam (elaborations) • 9 pages • 2023
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multi-line policies - Answer HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
personal package policy - Answer HO insurance is sold as a _ designed to cover a broad range of exposures related to owning and renting a part of a home. 
 
theft insurance and personal liability coverage under one contract - Answer the HO insur...
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CPCU 551 - Terms, Coverages & Forms
- Exam (elaborations) • 42 pages • 2023
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CPCU 551 - Terms, Coverages & Forms
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE
- Exam (elaborations) • 7 pages • 2023
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE 
multi-line policies - ANSWER-HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
person...
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AINS 101 Question with Verified 100 % correct answers.
- Exam (elaborations) • 13 pages • 2024
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AINS 101 Question with Verified 100 % correct answers. The two main sectors of the insurance industry are:Answer: Propertycasualty insur- ance and life-health insurance. 
2. Because insurance contracts impose an obligation for ethical practices and 
behaviors on the parties while dealing with one another, an insurance contract is 
called a:Answer: Contract of utmost good faith. 
3. Earned premiums are shown on an insurer's income statement because 
they are:Answer: Revenues 
4. Destructive comp...
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Property and Casualty Exam 2023 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - correct answertrue 
 
which of the following coverages does an open peril policy provide? - correct answerperils other than those specifically named as being excluded 
 
determine the actual cash value in the following situation: original price of office equiptment when purchased 8 years ago- 9,000. depreciated amount a...
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