Fair credit billing act Study guides, Class notes & Summaries

Hud Certification Housing Counselor Final Exam 2024 Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - CORRECT ANSWER-Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this g...

HUD Housing Counseling Exam Questions and Answers 100% Pass Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender (sex) to the protected classes Fair Housing Amendments ...

Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. Real Estate Settlement a...

Civil Rights Act of 1866 - Answer-Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer-banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer-added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer-Added Disability and familial status to protected classes. Real Estate Settlement and p...

Types of Credit Used - Answer Student loan or credit cards only FAKO scores - Answer purchase score which are educational score Fair Credit Reporting Act FCRA - Answer what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA - Answer free cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA) - Answer dispute bill error/mail 60 days/creditor 30 days ackno...

HUD Housing Counseling Exam accurRental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shoppin...

2024 Hud Final Exam Prep (Questions And Answers) Types of Credit Used - CORRECT ANSWER-Student loan or credit cards only FAKO scores - CORRECT ANSWER-purchase score which are educational score Fair Credit Reporting Act FCRA - CORRECT ANSWER-what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA - CORRECT ANSWER-free cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA...

Types of Credit Used correct answerStudent loan or credit cards only FAKO scores correct answerpurchase score which are educational score Fair Credit Reporting Act FCRA correct answerwhat is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA correct answerfree cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA) correct answerdispute bill error/mail 60 days/creditor 30 days ...

CMOM Management Institute Practice Test Questions and Answers Why Dollars Lost? - Answer-4 main reasons why dollars get lost in practices -Poor financial management -Incorrect coding -Lack of third party payer knowledge -Lack of employee education Collecting co-pay for divorced cases - Answer-the adult seeking treatment is responsible for the bill. The person bringing the child is still responsible to you for payment, the patient can bill their estranged, but not responsibility of ...

AAHAM CRCS-I prep Also known as the Kennedy-Kassenbaum bill - HIPAA Provides that a reported error must be corrected or explained within 2 billing cycles or 90 days - Fair Credit Billing Act Formerly known as HCFA - CMS Also known as Regulation Z - Truth in Lending Act Was recently amended to place additional requirements on CRAs - Fair Credit Reporting Act Established HSAs (formerly known as MSAs) - HIPAA Prohibits harassment, abuse, and use of false or misleading informat...