Fdcpa fair debt Study guides, Class notes & Summaries
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FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+
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In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - c) Postcard 
The FDCPA is a strict construction statute, which means there is no room for speculation or 
interpretation as to its terms. T...
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AAPC CPB Chapter 10 Review(2023/2024)updated to pass
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AAPC CPB Chapter 10 ReviewWhat is the first step in working a denied claim? 
 
a. Resubmit the claim 
b. Contact the carrier 
c. Appeal the claim 
d. Determine and understand why the claim was denied - correct answer d. Determine and understand why the claim was denied 
 
The first step in working a denied claim is to understand why the claim has denied. Insurance carriers will use different denial codes on the remittance advice. 
 
Which of the following is a statement sent to the patient from ...
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
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FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: 803. Definitions 
15 USC 1692a 
 
 
 
Q: 803. Bureau 
 
 
Answer: 
term means the Bureau of Consumer 
Financial Protection. 
 
 
 
Q: communication 
 
 
Answer: 
term means the conveying of information regarding a debt directly or indirectly to any person through any medium 
 
 
 
Q: consumer 
 
 
Answer: 
term means any natural person obli- gated or allegedly obligated to pay any debt 
 
 
 
Q: credi...
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FDCPA Test Study Guide | 50 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 7 pages • 2024
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In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - c) Postcard 
The FDCPA is a strict construction statute, which means there is no room for speculation or 
interpretation as to its terms. T...
-
FDCPA Test Questions with correct Answers 100% correct
- Exam (elaborations) • 5 pages • 2024
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FDCPA Test Questions with correct Answers 100% correct 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 
a)1977 
 
 
 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither 
a) debt collectors 
 
 
 
 
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Debt collectors are prohibited from contacting debtors by which of the following means? 
a) E...
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M100-Community Association Management Study Guide 2024 Updates
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M100-Community Association 
Management Study Guide 2024 Updates 
Community Association - CORRECT ANSWER-a legal entity in which the owners enjoy 
the PROTECTION, ENHANCEMENT, MAINTENANCE and PRESERVATION of their 
homes and property. 
3 Defining Characteristics of a Community Association - CORRECT ANSWER-1. 
Membership in the community is MANDATORY and automatic for all owners. 
2. Certain association governing documents bind the owners and the association to 
each other through mandated ac...
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PCS ACA Exam Questions & Answers 2024
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PCS ACA Exam Questions & Answers 2024 
 
 
A consumer's written dispute during the Validation Period: - ANSWERSRequires the debt collector to cease communication and provide verification of the debt. 
 
The FDCPA is: - ANSWERSA federal law governing the ethical collection of past due debts. 
 
A debt collector does not violate the FDCPA by belittling or embarrassing the consumer. - ANSWERSFalse 
 
The Fair Debt Collection Practices Act is designed to: - ANSWERSEliminate abusive collection effor...
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FDCPA Test with Complete Solutions | Verified & Updated| 7 pages
- Exam (elaborations) • 7 pages • 2024
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FDCPA Test with Complete Solutions | 
Verified & Updated| 7 pages 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - Answer ️️ -a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - Answer ️️ -a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - Answer ️️ -c) Postcard 
The FDCPA is a...
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HUD Housing Counseling Exam Questions with Correct Answers
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Civil Rights Act of 1866 Correct Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 Correct Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 Correct Answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 Correct Answer Added Disability and familial status to protected classes. 
 
...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
- Exam (elaborations) • 49 pages • 2024
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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