Fdic Study guides, Class notes & Summaries
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Champions Real Estate Finance graded A+ already passed 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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FDIC Technical Evaluation Exam 2024 Solved 100% Correct
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FDIC Technical Evaluation Exam 2024 Solved 100% Correct
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FDIC TE Set 500 Exam 2024 Solved 100%
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FDIC TE Set 500 Exam 2024 Solved 100%
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Test Bank for Principles of Auditing and Other Assurance Services 22nd Edition by Ray Whittington, Kurt Pany | Complete 2023/2024
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Accountants are regulated by a variety of organizations. Match the statements with the 
most directly related organization: 
 ● Accounting and Review Services Committee. 
 ● American Institute of Certified Public Accountants. 
 ● Auditing Standards Board. 
 ● Federal Accounting Standards Advisory Board. 
 ● Financial Accounting Standards Board. 
 ● General Accounting Office. 
 ● Government Accounting Standards Board. 
 ● Public Company Accounting Oversight Board. 
 ● Securities...
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Foolproof Module 5 Notes | 100% Correct | Verified | Latest 2024 Version
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You need to know who might protect you if you get ripped off. 
Who regulates and watches all this checking account and financial transaction stuff? - The Federal 
Reserve Bank (aka "The Fed") 
You probably won't ever deal with the Federal Reserve directly. 
- The Fed isn't actually a bank you can walk into and deposit your paycheck. It is the central bank of the 
United States, created and overseen by Congress. It provides our country with a safer, more flexible and 
more stable monetary and...
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WISE Test 2024 Study Questions & Answers | 100% Correct | Verified
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If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the 
State Banking Commission. 
Federal Deposit Insurance Corporation. (FDIC). 
US Treasury Department. 
Federal Reserve Board. - US Treasury Department 
Safe-deposit boxes are: 
Safe and can be accessed only by the owner of the box 
Available at all banks 
Convenient and accessible at any hour of the day or evening 
A free benefit for accounts with deposits starting at $50,000 - Safe and can be accessed onl...
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SIE Practice Q&A
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Which of the following investments is the MOST suitable for a person who is interested in aggressive growth? 
 
1) Common Stock 
2) High-Yield Bond Fund 
3) Preferred Stock 
4) High-rated Bond - Answer- A: 1) Common Stock 
 
*Of the choices listed, common stock has historically provided the greatest potential for growth 
 
*Bonds and preferred stock are typically suitable for investors who are seeking income. 
 
When purchasing Treasury notes, an investor should understand: 
 
1) Delivery is in ...
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S.A.F.E Mortgage Loan Originator Exam 100% Correct
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S.A.F.E Mortgage Loan Originator Exam 
 
100% Correct 
 
GLBA Gramm-Leah-Bliley Act 
 
FTC Federal Trade Commission 
 
FCC Federal Communications Commission 
 
NPI Non-public Personal Information 
 
Consumer Individual who obtains financial services for personal use 
 
Customer Continuing relationship with a financial institute 
 
EBR Established Business Relationship 
 
FACTA Fair Credit Reporting Act (Original FCRA) 
 
FHA Fair Housing Act & Federal Housing Administration 
 
ECOA Equal Credit ...
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DSST Money & Banking Questions and Answers Solved 100% Correct!!
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Fiat Money - Answer-Money that isn't tied to reserves such as gold, rather is guaranteed by the 
government's trustworthiness. Has no intrinsic value. Exists in currency bills form and bank deposits. 
M1 - Answer-The sum of all money held by businesses and individuals (incl. traveler's checks) and 
checkable deposits. 
M2 - Answer-The category that contains all funds included in M1, as well as savings deposits, smalltime deposits, money market funds, and other deposits. 
M3 - Answer-The class...
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NREMT Exam 2024 with 100% correct answers
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Shaken Baby Syndrome can cause which of the following conditions? 
 
(A) Hypoglycemia 
(B) Abdominal bruising 
(C) Subdural hematoma 
(D) Lower extremity fracture - correct answer (C) Subdural hematoma 
 
Which law protects an EMT if the EMT acts in good faith, is not negligent, acts within the scope of practice, and does not accept payment for service? 
 
(A) implied consent laws. 
(B) Good Samaritan laws. 
(C) malfeasance laws. 
(D) absolute immunity laws. - correct answer (B) Good Samari...
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