Hud Study guides, Class notes & Summaries

Owner responsibilities - correct answer Selects and screens tenants Enforces lease State responsibilities - correct answer Passes legislation establishing PHAS PHA administrative plan - correct answer establishes local policies for administering the HCV program HUD vs ADA definition of disability - correct answer HUD definition is more specific, used for eligibility determination and allowances/deductions ADA definition - broader, used for reasonable accommodations Live in aide...

HUD Certification Questions and Answers 100% Pass Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Bo...

HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piec...

HUD Practice Exam (92 Questions & Answers)

Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - Correct Answer Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? A. Net Income B. Lease Documentation C. Credit Score D. Bankruptcy Discharge - Correct Answer Net Income Which item in the client's budget is a fixed expense? A. Food ...

EPA Lead Risk Assessor Exam Study Guide 2022 with complete solution;(Answers have been placed before each question) HUD Guidelines What Federal document serves as an overall guideline for performing inspections, risk assessments, and abatement activities? chelation therapy A child may be treated for lead poisoning by using... Identify LBP hazards The purpose of a lead risk assessment is to? Elevated Blood Level What does EBL mean? Ingestion of lead dust How does lead primarily enter ...

1) A client would like to purchase a house within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer- Find a second job 2) Six months ago a client left a job as a reporter to start a business in the retail industry. To prepare to buy a house, the client closed credit card accounts and has been using savings to pay down credit card debt and collections....

Water Lead Action Level correct answers5 ppb Soil High Contact Area Action Level correct answers400 ppm Soil General Action Level correct answers1200 ppm Soil Abatement Level correct answers5000 ppm Soil IDPH Regulatory Level correct answers1000 ppm Paint Chip - HUD hazard level correct answers5000 ppm or 0.5% Lead by weight Consumer Product Safety Commission (CPSC) - Regarding Lead correct answersBanned new paint containing more than 90 ppm (or 0.009%) lead for residential use...

Types of Credit Used Correct Answer: Student loan or credit cards only FAKO scores Correct Answer: purchase score which are educational score Fair Credit Reporting Act FCRA Correct Answer: what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA Correct Answer: free cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA) Correct Answer: dispute bill error/mail 60 da...