Hud home ownership exam Study guides, Class notes & Summaries
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NMLS SAFE ACT MLO Exam - Federal Law
- Exam (elaborations) • 37 pages • 2023
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NMLS SAFE ACT MLO Exam - Federal Law 
 
 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 months - ANSWER-C. 3 months 
 
An established business relationship with a company also will be created if you make an inquiry to the company, or submit an application to it. This kind of established business relationship exists for three months after the inqu...
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NJ Real Estate Exam Questions
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NJ Real Estate Exam Questions 
According to New Jersey License Law, A licensee who wants to sell property that the 
licensee owns MUST? 
a) list the same property with another licensee in the same office 
b) disclose the ownership interest in any advertisement of the property 
c) disclose the ownership interest in any notice submitted on the listing to the MLS 
d) disclose in the contract of sale that the seller holds a New Jersey Real Estate license 
d. disclose in the contract of sale that th...
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Basic Appraisal Procedures McKissock Exam Questions and Answers 2024/2025 (Already GRADED A+)
- Exam (elaborations) • 32 pages • 2024
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Basic Appraisal Procedures - McKissock Exam Questions and Answers 2024/2025 (Already GRADED A+) Valuation process 
A systematic procedure used in the valuation of real property. 
Client 
The party or parties who engage, by employment or contract, an appraiser in a 
specific assignment. 
Steps in Defining the problem 
Identification and location of the real estate; Identification of the property rights; 
Definition of value; Purpose and intended use of the appraisal; Effective date of 
the opinio...
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HECM Exam Questions and Answers 100% Correct
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HECM Exam Questions and Answers 100% Correct 
What is the role of the Housing Counseling Agency in the HECM program? - Answer- 
Educate the consumer about the costs and benefits of the HECM program. 
What is home equity? - Answer- Home value minus liens on the home. 
In what two ways are HECM's different from "home equity loans"? - Answer- Do not 
have to be able to make monthly payments or make monthly payments. 
What is the Maximum Claim Amount on a HECM? - Answer- Lesser of the home value ...
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KY Real Estate Exam Questions with Answers
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KY Real Estate Exam Questions with Answers 
Fee SImple Determinable - Answer-Qualified by a specific limitation. Language used: so long as, while, or during 
 
Fee Simple Subject to a Condition Subsequent - Answer-If estate is no longer used for reason conveyed it reverts to original grantor by right of reentry 
 
Fully Amortized Loan - Answer-Loan consisting of equal, regular payments satisfying the total payment of principal and interest by the due date 
 
Felony Conviction - Answer-Being conv...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
- Exam (elaborations) • 49 pages • 2024
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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NC Real Estate Exam Questions With 100% Correct Answers 2024
- Exam (elaborations) • 22 pages • 2024
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NC Real Estate Exam Questions With 100% 
Correct Answers 2024 
land - answerEarth's surface extending downward to the center of the earth and upward to 
infinity, including things permanently attached by nature, such as trees and water. 
real estate - answerLand at, above, and below the earth's surface, including all things 
permanently attached to it (natural or artificial) 
real property - answerThe land itself, the improvements thereon, and the interests, 
benefits, and rights inherent in t...
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NC Real Estate Exam Questions With 100% Correct Answers 2024
- Exam (elaborations) • 22 pages • 2024
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NC Real Estate Exam Questions With 100% 
Correct Answers 2024 
land - answerEarth's surface extending downward to the center of the earth and upward to 
infinity, including things permanently attached by nature, such as trees and water. 
real estate - answerLand at, above, and below the earth's surface, including all things 
permanently attached to it (natural or artificial) 
real property - answerThe land itself, the improvements thereon, and the interests, 
benefits, and rights inherent in t...
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NC Real Estate Exam Questions With 100% Correct Answers 2024
- Exam (elaborations) • 22 pages • 2024
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NC Real Estate Exam Questions With 100% 
Correct Answers 2024 
land - answerEarth's surface extending downward to the center of the earth and upward to 
infinity, including things permanently attached by nature, such as trees and water. 
real estate - answerLand at, above, and below the earth's surface, including all things 
permanently attached to it (natural or artificial) 
real property - answerThe land itself, the improvements thereon, and the interests, 
benefits, and rights inherent in t...
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HUD Housing Counseling Exam Complete Questions and Answers!
- Exam (elaborations) • 29 pages • 2024
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HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...
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