Universal coverage Guías de estudio, Notas de estudios & Resúmenes
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
- Examen • 19 páginas • 2022
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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Life and Health Insurance Exam (Missouri) | 100 Questions with 100% Correct Answers | Updated & Verified
- Examen • 14 páginas • 2023
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Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 
4)the contract is voidable upon proof of fraud - ANS - Performance is conditioned upon a future 
occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time granted by the insurer. K then sends in a 
payment which the...
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LSUS MHA 710 Exam 4 Questions With Correct Answers!!
- Examen • 5 páginas • 2023
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Research indicates that the 2014 expansion of Medicaid has led to a number of unintended 
consequences including: - higher per capita spending on the expansion population than 
anticipated. 
Which of the following statements is true about the Medicaid program? - The majority of total 
outlays are for the elderly and disabled. 
One of the reasons the 2008 Oregon Experiment was so important is because it(s): - experimental 
design included random selection of the treatment and control groups. 
Whi...
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Colorado Accident & health laws state exam simulator: Questions & Answers: Updated A+ Score Solution
- Examen • 12 páginas • 2023
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Which of the following is an example of defamation? 
 A brochure including an untrue statement regarding a competitor's ability to pay claims 
 A truthful estimate of the dividends 
 A pamphlet listing a competitor's financial rating 
 A verbal statement of a competitor's complaint ratio 
(Ans- A brochure including an untrue statement regarding a competitor's ability to pay claims 
 
Which of the following is an example of rebating? 
 offer of temporary insurance coverage 
 cancellation of ...
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NC life and health insurance study questions with certified answers
- Examen • 69 páginas • 2023
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NC life and health insurance study questions with certified answers 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account C Fixed premium D Unbundled premium C 
Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. 
Which of the following would help prevent...
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FP1 / Practice Exam 2 | Questions with 100% Correct Answers | Updated & Verified | 21 Pages
- Examen • 21 páginas • 2023
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Vivian buys a life insurance policy in which the insurer pays policyholders dividends based on 
how well the life insurer is doing. If the insurer is profitable, Vivian will receive dividends. If the 
insurer underperforms financially, Vivian and other policyholders will receive fewer dividends. 
Indicate the type of insurance policy Vivian purchased. 
A. Variable life insurance. 
B. Participating life insurance. 
C. Limited-pay life insurance. 
D. Non-participating life insurance - B. Participa...
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Life and Health Insurance Exam (Missouri) with Verified Solutions
- Examen • 22 páginas • 2023
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Life and Health Insurance Exam (Missouri) with Verified Solutions 
Insurance policies are considered aleatory contracts because: 
1)they are take it or leave it contracts 
2)both parties consent to the contract 
3)performance is conditioned upon a future occurence 4)the contract is voidable upon proof of fraud Performance is conditioned upon a future occurence, because there is an element of chance and potential for unequal exchange of value 
K failed to pay a renewal premium within the time gra...
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Xcel solutions final exam questions and answers
- Examen • 19 páginas • 2024
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
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Idaho Life Producer Exam Questions and Answers (Graded A)
- Examen • 5 páginas • 2023
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Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A) 
What does life insurance protect against? - ANSWER-Dying too soon. 
 
What happens to the death benefit with a Variable Universal Life Policy? - ANSWER-It may increase/decrease within limits. 
 
Who sells insurance to a client and owes a fiduciary duty to an insurance c...
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Kentucky Life Insurance Exam Questions With All Correct Answers
- Examen • 17 páginas • 2023
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Kentucky Life Insurance Exam Questions With All Correct Answers 
 
Elements of a Contract - CORRECT ANSWERS Competent parties, legal purpose, offer and acceptance, consideration 
Waiver - CORRECT ANSWERS Voluntary giving up of a known right or privilege, can be express or implied 
Estoppel - CORRECT ANSWERS A person is prohibited by virtue of his own past actions from claiming a right that would work to the detriment of another who relied on the...
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