A collateralized loan - Study guides, Class notes & Summaries
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ESB certification vocabulary (2022/2023) Rated A
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ESB certification vocabulary (2022/2023) 
Rated A 
Break Even Formula To calculate the break-even point in units use the formula: Break-Even 
point (units) = Fixed Costs ÷ (Sales price per unit - Variable costs per unit) or in sales dollars 
using the formula: Break-Even point (sales dollars) = Fixed Costs ÷ Contribution Margin. 
Driving Sales the largest automotive marketing resource and car dealer social network, 
providing industry best practices and more 
Inventory Loan The loan is collate...
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National Real Estate Exam Practice 2023 with 100% correct answers
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Amenities of residential real estate are: - correct answer -A) The property's physical attributes 
B) Measurable on the market 
C) Not considered by appraisers because they are intangible qualities 
D) Related to its capacity to provide shelter effectively 
B) 
 
To restore an old home to its original condition without making any changes in the floor plan or style is referred to as - correct answer -A) Rehabilitiation 
B) Modernization 
C) Reclamation 
D) Remodeling 
A) 
 
One who takes in seve...
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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
 
A. have at least a high school diploma. 
B. have one-quarter of the cost of the home for a down-payment. 
C. fulfill income guidelines. 
D. provide two individuals to co-sign the loan. 
Correct Answer C 
Reason The Federal Housing Administration (FHA) insures lenders who make mortgage loans that are riskier than regular bank loans because F...
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Series 24 - Financial Responsibility and Net Capital || with 100% Verified Solutions.
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What are the two requirements for a subordinated loan? correct answers It must: 
- Be in writing for a specified amount of cash or securities 
- Have at least a one year duration; no prepayment for first year 
 
What are the three requirements for a temporary subordinated loan? correct answers - Allowed for a maximum duration of 45 days 
- No more than three such loans in a 12-month period 
- Firm's ratio of AI/NC does not exceed 10:1 or its net capital is not below 120% of the minimum 
 
When ...
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Wise Practice Test Questions and Answers Already Passed
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Wise Practice Test Questions and Answers Already Passed the difference between the budgeted amount and the actual amount that you spend budget variance. 
shows the relationship between debt and net worth. debt ratio 
The lower the ratio the better off financially the person is. debt ratio 
calculated by dividing liabilities by net worth debt ratio 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline excise tax 
are profits made from the sale...
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CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers,100% CORRECT
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CFA Level 1 - 101 Must Knows 368 Questions with Verified Answers 
 
Addition Rule of Probability - CORRECT ANSWER ADDITION: P(A or B) = P(A) + P(B) - P(AB) 
 
Roy's Safety First Criterion - CORRECT ANSWER Safety First Ratio = (E(R) - Rₜ) / σ 
 
Larger ratio is better 
 
If (Rₜ) is risk free rate, then it becomes Sharpe Ratio 
 
Sharpe Ratio - CORRECT ANSWER Sharpe Ratio = (E(R) - RFR) / σ 
 
Larger ratio is better 
 
If (Rt) is higher than RFR, then it becomes Safety First Ratio 
 
Centra...
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WISE TEST REVIEW PF QUESTIONS & ANSWERS 2024
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WISE TEST REVIEW PF QUESTIONS & ANSWERS 2024 
 
 
10 years - ANSWER-when a person declares bankruptcy, that fact will appear on the person's credit report for how long? 
 
7 years - ANSWER-most of the adverse information on a credit report appears for how long? 
 
notify the credit card companies and negotiate new terms - ANSWER-a person has three credit cards with very large outstanding balances and is unable to make payments on any of them. which action should the person take? 
 
a collateral...
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Series 7 Practice Exam 1
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The German economy is on the verge of a recession. The Canadian government announces that there was another quarterly increase in its GDP figures. An investor wanting to act on this information will buy: 
 
I. Euro calls 
II. Euro puts 
III. Canadian dollar calls 
IV. Canadian dollar puts - Answer- II and III only 
 
A corporation's shareholders must vote for: 
 
a. Cash dividends 
b. Stock dividends 
c. Stock splits 
d. Stopping dividends - Answer- c 
 
Which of the following institutions does...
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DRE Salesperson Exam 2023 Questions and Answers
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DRE Salesperson Exam 2023 Questions and Answers DRE Salesperson Exam 2023 Questions and Answers DRE Salesperson Exam 2023 Questions and Answers 
 
How many baseline and meridian systems in CA? - ANSWER-3 
 
A resident of Nebraska who owns property in CA dies while in Vermont. The probate procedures for this property are in? - ANSWER-CA 
 
In the order in which they are to occur, the three steps of agency discosure are? - ANSWER-disclose, elect, confirm 
 
The value of a residential property is ...
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Wise test review|| 25 Questions|| Correct 100%
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If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the - ANSWER US Treasury Department. 
 
When a person brings an item to a pawnshop to obtain cash, the transaction is considered - ANSWER a collateralized loan
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