Broad peril exclusions Study guides, Class notes & Summaries
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Idaho Property & Casualty Exam Q&A with Complete solution 2023-2024
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Idaho Property & Casualty Exam Q&A with Complete solution 
 
1.	What type of information would be found in a policy's insuring agreement? 
 
Policy limits Insurer's address Renewal dates 
Location of premises: Renewal Dates 
2.	Which of the following is true of dwelling policy coverage? 
 
Exclusions only apply to broad policy forms. There are no exclusions in basic forms. 
Special forms only have special exclusions. 
Exclusions apply to all three policy forms.: Exclusions apply to all three...
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Texas All Lines Adjuster Exam (Actual Exam Test) (Questions and Answers) (Best Studying Material) (Updated 2024)
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Texas All Lines Adjuster Exam 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as --------- CORRECT ANSWER ----- A recipient location 
 
recipient location --------- CORRECT ANSWER ----- Businesses who support insured by being the primary buyer for their products 
 
HO-3 (special form) --------- COR...
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Property and Casualty insurance exam questions and answers rated A
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Property and Casualty insurance exam questions and answers rated A Insurance The transfer of risk through a legal contract 
Property Covers real property and personal property against damage or loss resulting from covered causes of loss called perils 
casualty covers non-property losses (3rd Party) 
Personal lines Insurance for families and individuals 
Commercial Lines Insurance for Business 
Risk Uncertainty of financial loss 
Pure Risk Chance of loss only (insurance only covers) 
Speculative ...
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EXAM FX (Types of Property Policies) Questions With Complete Solutions
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3 coverage forms available under dwelling program correct answer: -basic 
-broad 
-special forms 
 
Is liability coverage included under dwelling program? correct answer: No, but can be added 
 
Does the dwelling policy can be used to insure: 
a) dwelling only 
b)contents only 
c)both dwelling and contents 
d)all of the above correct answer: Does the dwelling policy can be used to insure: 
d)all of the above 
 
Structure of a DP Form correct answer: 1) Agreement 
2) Definitions 
3) Deductibl...
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State Farm Insurance License Exam Questions And Answers With Verified Study Solutions
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Abandonment Condition - A condition often contained in property insurance policies that states 
that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its 
full value. 
Accident - A loss that occurs at a specific time and place 
Actual Cash Value (ACV) - Today's replacement cost minus depreciation. Depreciation from wear 
and tear, or obsolescence. 
admitted insurer; authorized insurer - Company that meets a state insurance department's 
standards and i...
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Louisiana Property and Casualty Correct Questions & Answers!!
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Surety Bond - ANSWER aka performance bonds. 
contract bond- guarantee that contractors perform according to contract 
court bond- required by court to enforce certain behavior 
license & permit bond- required by municipalities as a condition for granting a license to engage in activity 
 
Fidelity Bonds - ANSWER aka Honesty Bonds- cover employer from direct loss due to fraudulent & dishonest acts of employees 
Individual Bond- bond single employee 
None Schedule Bond- bond several employees 
...
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Kentucky Property and Casualty License Exam question n answers graded A+
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Kentucky Property and Casualty License Exam 
ISO - correct answer Insurance Services Office 
 
Parts of an Insurance Contract - correct answer Declarations, Insuring Agreements, Conditions, Exclusions, and Definitions 
 
Declarations of a Contract - correct answer state who in insured, whether it is an individual or business. states WHAT is insured (specific or broad) 
 
Named Insured - correct answer person or business named in the Declarations to whom the policy is issued 
 
First Named Insure...
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PROPERTY AND CASUALTY INSURANCE EXAM PREP QUESTIONS AND ANSWERS 2024
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Insurance 
The transfer of risk through a legal contract 
 
 
 
Property 
Covers real property and personal property against damage or loss resulting from covered causes of loss called perils 
 
 
 
casualty 
covers non-property losses (3rd Party) 
 
 
 
Personal lines 
Insurance for families and individuals 
 
 
 
Commercial Lines 
Insurance for Business 
 
 
 
Risk 
Uncertainty of financial loss 
 
 
 
Pure Risk 
Chance of loss only (insurance only covers) 
 
 
 
Speculative Risk 
Chance of lo...
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20-44 Personal Lines Agent PreXam Flashcards ALL SETS Questions and Answers 100% Pass
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20-44 Personal Lines Agent PreXam Flashcards ALL 
SETS Questions and Answers 100% Pass 
the cost to replace an item or property at the time of loss, minus depreciation - Correct 
Answer ️️ -Actual Cash Value (ACV) 
a type of policy limit which limits coverage to a specified total amount for all losses 
occuring w/in the policy period - Correct Answer ️️ -Aggregate Limit 
conviction of a 3rd degree felony, liability for all unpaid claims, suspencion or revocation 
of all insurance license...
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Property and Casualty Endorsements with 100% correctly answered rated A+
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Property and Casualty EndorsementsAutomatic Increase in Insurance (Dwelling) - correct answer Provide annual increase in Coverage A & B in 4%, 6%, or 8% 
 
Dwelling Under Construction Endorsement (Dwelling) - correct answer Used when dwelling under construction - policy limit based on value of partially completed home, increases as home progresses 
 
Mobile Home (Dwelling) - correct answer Allows mobile home to be insured, must be on permanent foundation 
 
Broad Theft Coverage (Dwelling) - corr...
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