Declined risks - Study guides, Class notes & Summaries

FAD 4451 Chapter 9 Test Questions with Answers All Correct Adolescence: masturbation - Answer-For boys ages 13-15, there is a sharp increase in the incidence of masturbation For girls, masturbation is much more gradual and continues past adolescence Adolescence: same gender sexual behavior - Answer-Sexual identification as a sexual minority person typically occurs between 14-21 - at somewhat younger ages for boys - between the ages 15-19, 7% of girls and 2% of boys engages in oral sex...

An insured pays a $100 premium every month for his insurance coverage, yet the insurer promises to pay $10,000 for a covered loss. What characteristic of an insurance contract does this describe? - Aleatory: an aleatory contract means unequal amounts are exchanged between payments and benefits What is the Federal Credit Reporting Act? - Establishes procedures that consumer-reporting agencies must follow in order to ensure that records are confidential, accurate, relevant, and properly used....

Examples of critical think/nursing judgment - critical analysis (clarify!) questioning reasoning- inductive and deductive making inferences differentiating facts about opinions evaluating credibility of info sources clarifying concepts recognizing assumptions How do you communicate with Hearing-Impaired Patients? - Speak clearly, be in eye-sight, be patient. Don't assume cognitive ability is declined Translator? How does the nurse develop an accurate patient problem list? - critical ...

AREC 365 Final Exam Questions and Answers T/F; Average life-expectancy at birth is equal for men and women -Answer-false what are the three factors for explaining low savings by the poor -Answer-money may be lost or stolen, saving options like banks may not exist, temptation to increase consumption in both "goods" and "bads" according to Banerjee and Duflo, individuals living in households where the consumption per capita is less than USD 1.08 per person per day in PPP terms are class...

Insurance transaction includes: -ANSWER By mail or other means: - Solicitation - Negotiation - Sale - Advising an individual about coverage Elements of a legal contract -ANSWER -Agreement (offer and acceptance) - Consideration - Competent parties - Legal purpose - Negotiation does NOT need to happen Who make the offer in an insurance application -ANSWER - Applicant When does acceptance take place -ANSWER - An insurers underwriter approves the application and issues a policy ...

Primerica Practice Exam Test A 75 Questions & Answers 2023 1. An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a: A. Single premium immediate annuity. B. Single premium deferred annuity. C. Level premium variable annuity. D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 2. A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured ...

ATI Community Health Bundle With Correct Question & Answers Graded A+ A nurse caring for a client who is homeless. Which of the following actions should the nurse take first? a. Assist the client to develop goals for obtaining shelter. b. Discuss the risks of being homeless with the client c. Develop client teaching using a variety strategies d. Determine the client's understanding of her living situation - ANS--d. Determine the client's understanding of her living situation A nurse ...

Table of Contents 1. Introduction.............................................................................................................................................2 2. Uncertainty and skin in the game............................................................................................................2 3. Organizational examples.........................................................................................................................4 4. Ethical Symmetry..........

A 46-year-old man is currently enrolled in a Phase 2 study of a drug for severe diabetic neuropathy. While the study is on-going, a new drug becomes commercially available that may have equal or greater benefit to the subject. The investigator should do which of the following? - ️️Give the subject comprehensive information about the new drug, including its side effects. Discuss the pros and cons of both the investigational drug and the commercially available drug and then allow the subject t...

Backdating is usually no more than __ months. - Answer six What are the required signatures for life insurance application? - Answer insured, producer/agent, and applicant What are the characteristics of a 'conditional' receipt? - Answer -premium paid with application -insurance effective later of: date application completed and signed or medical exam (if required) -must be standard or preferred risk (can be determined after death) What are the characteristics of a 'binding' receipt? -...