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MA Producer Life Insurance Exam Prep Questions and Answers Already Passed Which of the following is an example of an unauthorized insurance company in Illinois? Company C, a Florida-based company that does not hold a certificate of authority Illinois but whose products are approved by the Illinois insurance department Company D, a Canadian company that holds a certificate of authority in Illinois Company B, an Iowa-based company that does not hold a certificate of authority in Illinois a...

Life & Health Insurance Exam Prep Questions and Answers Rated A+ Basic Medical Expense policies Provide coverage for Hospital, Surgical and Physicians Medical Expense. -Purchased as a individual or group policy. -provide first dollar coverage (no deductibles). -limited benefit periods and low coverage limits. Major Medical Expense Policy -A supplement (in addition) to Basic Medical or as a stand-alone policy. -individual or group policy. -Take over when the Basic Policy runs out Hospital Expen...

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An agent who sells an individual life insurance policy in NC MUST deliver to the policyownerAnswer - A policy summary and buyer's guide All of the following actions are considered rebating EXCEPTAnswer - Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide?Answer - Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insuranceAnswer - Is guilty of a misdeme...

NC Life Insurance Exam Prep Questions and Answers 100% Pass An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Correct Answer ️️ -A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Correct Answer ️️ - Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Correct Answer ️️ -Premiums are waived if payor becomes ...

What protects the insured from unintentional policy lapse due to a nonpayment of premium? - Automatic premium loan What is an important feature of a dental expense insurance plan that is not found in a medical expense insurance plan? - Diagnostic and preventive care What two parts make up a life insurance application? - General Information and the Medical Information. An agent's report can go in a life insurance application but is not included in the life insurance policy. When must insu...

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Circulation of any oral or written statement or any pamphlet, circular, article or literature that is false or maliciously critical of or derogatory to the financial condition of an insurer is known as - ️️Defamation Whole Life insurance are contractually guaranteed to provide each of the following EXCEPT? - ️️Partial withdrawal features beyond a surrender charge period An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - ️️A policy sum...

Nevada Life and Health License Exam Prep 329 Questions with Verified Answers