Lenders Study guides, Class notes & Summaries
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MAC3703 Assignment 2 (ANSWERS) Semester 2 2023 (715655)- DISTINCTION GUARANTEED
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Well-structured MAC3703 Assignment 2 (ANSWERS) Semester 2 2023 ()- DISTINCTION GUARANTEED (DETAILED ANSWERS - DISTINCTION GUARANTEED!). QUESTION 1 (30 MARKS) 
Mrs Sindy Lula has been in the financial Services Sector for more than 20 years and is considering a career shift. At present, she is a credit provider (mashonisa) where she owns and runs the money lending business throughout the Eastern Cape under the name BZN Agri-Retailers (PTY) LTD. Having been in this business for more than 20 years, ...
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HUD Housing Counselor Certification Practice
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What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% 
 
Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% 
 
Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price 
 
The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an 
FHA mortgage? - Answer- 1.7...
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UPDATED 2024/2025 FICEP EXAM QUESTIONS WITH VERIFIED SOLUTIONS ALREADY PASSED
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Which cycle describes members who are just surviving and living paycheck to paycheck? - CORRECT ANSWER Earn/Spend/Earn/Spend 
Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: - CORRECT ANSWER Presenting information to a member in a manner that might not be the best way to communicate 
Using a hard approach, rather than a soft approach, with members: - CORRECT ANSWER Communicates in an orderly, specific, and straight-f...
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ACCTG 230 WSU EXAM 1 2024 WITH 100% CORRECT ANSWERS
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Investing activities - correct answer Purchase of land,, purchases or sales of fixed assets such as equipment and real estate 
 
Financial Accounting - correct answer Measuring a company's business activities and communicating those measurements to 
external parties. 
 
Financing activity - correct answer Activity that creates cash inflows or outflows through the obtaining or repaying of borrowed or invested funds. 
 
Balance sheet - correct answer A financial statement that reports as...
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WGU D196- Principles of Financial and Managerial Accounting COMPLETE EXAM REVIEW 2023 COURSE REQUIREMENT
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WGU D196- Principles of Financial and Managerial Accounting COMPLETE EXAM REVIEW 2023 COURSE REQUIREMENT 
 
bookkeeping - day to day keeping of transcations 
 
steps of decision making - identify issue 
gather information 
identify alternatives 
select option that most likely results in desired objective 
 
accounting - analysis of events 
record and report financial effects of business activities 
 
where does capital come from (3) - investors 
creditors(lenders) 
business itself (from earnings...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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RECA Commercial Unit2 Exam Guide Top Rated 2024
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Commercial real estate assets have a number of attributes that make them unique relative to other types of investments. These attributes include the following: (x10) - 1. They involve land 
2.Transaction time frames are long 
3. Transaction costs are high 
4. they are expensive 
5. They are long lasting 
6. Highly regulated 
7. have a long production cycle 
8. are management intensive 
9. are heterogeneous 
10. Involve measuring return on investment 
 
 
 
1. Long-lasting, Durable Goods 
2. Expe...
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Financial Resource management in healthcare WGU C428. Exam questions and answers, 100% Accurate. VERIFIED 2024
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to operate, any business must have assets; to acquire assets, the business must raise - -capital 
capital comes in two forms - -risk and inflation 
__ and __ are long term debt contracts under which a borrower agrees to make a series of interest and 
principal payments on specific dates to the lender - -term loans and bonds 
a term loan is generally provided by a - -single lender 
bond is typically offered to the - -public and sold to many investors 
bonds issues by the federal government - -tre...
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Real Estate Brokerage SAE - Champion's School of Real Estate| 291 questions and answers
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Search Engine Optimization (SEO) 
The process of maximizing the number of visitors to a particular website by ensuring the website appears high on the list of results returned by a search engine. 
 
 
 
Fcebook Live 
Video streaming through facebook. 
 
 
 
CoStar Database 
Functions much like a residential MLS, connecting commercial agents with brokerages, owners, lenders, property managers, appraisers, and investors. 
 
 
 
Virtual Reality (VR) 
A computer-generated image or environment that c...
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Champions real estate finance Exam Questions with Verified Answers
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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