Misrepresented - Study guides, Class notes & Summaries
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MLO SAFE NMLS UPDATED Exam Questions and CORRECT Answers
- Exam (elaborations) • 38 pages • 2024
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented 
loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts 
is called __________________________. - Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the 
settlement of residential mortgage loans. 
RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase 
title insurance from a particular com...
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SAFE MLO-NMLS Exam questions and answers latest updated 2024
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan 
terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. - ANSWER-Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - ANSWER-The Federal Statute that deals with 
the settlement of residential mortgage loans. 
RESPA's section 9 Prohibits - ANSWER-Home sellers from requiring home buyers to purchase 
title insurance from...
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MLO SAFE NMLS safe test questions and Correct Answers
- Exam (elaborations) • 43 pages • 2024
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan 
terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. 
Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act 
The Federal Statute that deals with the settlement of residential mortgage loans. RESPA's section 
9 Prohibits 
Home sellers from requiring home buyers to purchase title insurance from a particular company 
pro...
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PA Motor Vehicle Damage Appraiser's License-Exam Questions and Answers
- Exam (elaborations) • 4 pages • 2023
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Applicant Age - ANSWER-18 years or older 
 
How long do you have to wait to be eligible to retake an examination if you fail? - ANSWER-30 days 
 
The Commissioner will prescribe the form of the appraiser's license and it will contain: - ANSWER-Name of the appraiser 
Address of the appraiser's place of business 
Date of issuance and expiration date of license 
Any other information which the commissioner determines is necessary 
 
Experience and Fitness requirements for Licensing - ANSWER--A mi...
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MLO SAFE NMLS safe practice Exam questions with Complete Solutions | A+ Grade
- Exam (elaborations) • 48 pages • 2024
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Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, 
frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. - Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the settlement of 
residential mortgage loans. 
RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase title insurance 
from a particular company...
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BLAW 201: Chapter 13a Correct Answers Latest Update 2024
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Contractual Capacity - correct answers Ability to understand that a contract is being made and to understand its general meaning 
 
Factors of Capacity - correct answers Age, mental incapacity, drugs/alcohol 
 
Age of Full Capacity - correct answers 18 years old; a minor can avoid a contract while they are a minor and for a reasonable amount of time after becoming an adult, unless they first ratify the contract 
- A minor can go through with a contract, but they can also choose to avoid it if th...
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CISR Agency Operations questions with correct answers
- Exam (elaborations) • 13 pages • 2023
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What does an agency gain by requiring their employees to behave ethically? CORRECT ANSWER-The agency can gain public trust and confidence, the ability to avoid government regulation, and increased credibility with all stakeholders. 
 
Identify two examples of actions that represent ethical breaches. CORRECT ANSWER-1. AM signed for Insured. 
2. AM misrepresented a client's garaging address to obtain a better premium. 
 
Six Steps to Ethical Decision Making CORRECT ANSWER-1. Define the problem 
2...
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OLERE QUESTIONS AND ANSWERS OF 2023
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OLERE QUESTIONS AND ANSWERS OF 2023 
7 
The Oklahoma Licensed Professional Counselors Advisory Board consists of ____ members. 
 
 
 
State Commissioner of Health with the advice and consent of the State Board of Health 
The Oklahoma LPC Advisory board members are appointed by ______. 
 
 
 
5 
___ of the members of the board are Licensed Professional Counselors. 
 
 
 
2 
___ of the members of the board are lay persons. 
 
 
 
4 
Licensed Professional Counselors Advisory Board members are appoi...
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fraud, abuse, and waste questions with correct answers
- Exam (elaborations) • 10 pages • 2023
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Fraud, abuse, and waste results in CORRECT ANSWER Overutilization of services 
! Increased costs for payers 
! Corruption of medical decision making 
! Unfair competition 
! Harm to patient 
 
Fraud CORRECT ANSWER intentional deception or 
misrepresentation that a person makes to 
gain a benefit to which they are not entitled 
 
Abuse CORRECT ANSWER payment for items or services that the 
provider is not entitled to and for which the 
provider has not intentionally misrepresented 
facts to obtai...
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Chapter 11 - Laws and Rules Questions and Answers 100% Pass
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Chapter 11 - Laws and Rules Questions and Answers 100% Pass 
the identity of the ____ must be made clear in every health insurance advertisement 
Governor 
insured 
insurer commissioner insurer 
Which of the following is NOT a requirement for soliciting insurance in Maryland? 
1.Pass insurance examination 
2.At least 21 years old 
3. Good character 4.Appointed by an insurer At least 21 years old, age requirement is 18 
The Commissioner must examine the financial affairs of each admitted insurer ...
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