Dcp Study guides, Class notes & Summaries
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FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST 2024-2025
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FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 2024
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 2024 
What is the definition of a consumer? 
 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt 
b. A person who is obligated or allegedly obligated to pay a debt 
 
 
 
Which of the below is not considered a 3rd party? 
 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer 
a. The consumer's attorney 
 
...
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FDCPA Test with Complete Solutions | Verified & Updated| 7 pages
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FDCPA Test with Complete Solutions | 
Verified & Updated| 7 pages 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - Answer ️️ -a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - Answer ️️ -a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - Answer ️️ -c) Postcard 
The FDCPA is a...
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FDCPA & TDCA (Fair Debt Collection Protection Act & Texas Debt Collection Act)
- Exam (elaborations) • 12 pages • 2023
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FDCPA & TDCA (Fair Debt Collection Protection Act & Texas Debt Collection Act)
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FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade
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FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade 
The FDCPA only covers consumer debts that are in default. True or False - False
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DCPO 105QUESTIONS WITH CORRECT ANSWERS|100% verified
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DCPO 105QUESTIONS WITH CORRECT ANSWERS 
The key to any successful inspection process is _________ CORRECT ANSWER Regular schedules, documenting all discrepancies, and timely repair/replacement of damaged items 
 
What is the single most important factor in maintaining adequate cooling and airflow to spaces? CORRECT ANSWER Keeping cooling coils clean 
 
What ventilation system is second only to laundry exhaust ducts in dirt and debris buildup? CORRECT ANSWER The sanitary space exhaust system 
 
T...
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FDCPA Test Questions and Answers with Complete Solutions |Rated A+
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FDCPA Test Questions and Answers with Complete 
Solutions |Rated A+ 
True or False... 
The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local 
time for customers. - True (805)! 
True or False... 
The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ 
A validation is - An explanation of what an agency must do if a debt is disputed. Required by 
FDCPA. Or a written statement of the customer's right to dispute a debt. (809) 
Tru...
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FDCPA Test with Complete Solutions | Verified & Updated| 7 pages
- Exam (elaborations) • 7 pages • 2024
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FDCPA Test with Complete Solutions | 
Verified & Updated| 7 pages 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - Answer ️️ -a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - Answer ️️ -a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - Answer ️️ -c) Postcard 
The FDCPA is a...
-
FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024
- Exam (elaborations) • 6 pages • 2024
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FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024 
True or False: the FDCPA allows professional debt collectors to contact customers between 8:00am and 9:00pm local time for the consumer. (In consumers time zone) 
True 
 
 
 
Which of the following statements made by professional debt collectors would not be considered harassing? 
A. "You're really lazy! Why don't you get a job?" 
B. "I'll have to contact your employer if you don't pay your bill." 
C. "You shouldn't buy a house if you can't ...
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FDCPA QUESTIONS AND ANSWERS A+ GUARANTEED
- Exam (elaborations) • 4 pages • 2024
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FDCPA QUESTIONS AND ANSWERS A+ GUARANTEED 
How many times can a debt collector contact a third party to request a location information regarding the consumer? 
one 
 
 
 
what information can you request from a third party? 
The consumer's home address, home phone, and place of employment 
 
 
 
 
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which of the following are right parties with whom can always discuss the d...
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