Flat cancellation - Study guides, Class notes & Summaries
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Independent General Adjuster Exam 2023 (Questions and Answers) Graded A+
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Independent General Adjuster Exam 2023 (Questions and Answers) Graded A+. 
The Superintendent of Insurance may approve the employment, appointment or participation of 
any person whose license has been revoked. Karen Jones had her license revoked and filed an 
application for relicensing and has waited over 120 days without a response from the Insurance 
Department. What should or can she do? Assume the relicensing is approved. 
Mr. Vickers was in a hurry to catch a plane. He parks his car in th...
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Claims Adjuster Chapter 2 AD Exam With 100% Correct And Verified Answers
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Claims Adjuster Chapter 2 AD Exam With 100% Correct And Verified Answers
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NY Independent General Adjuster Exam - Series 17-70 Study Questions and Answers Graded A 2023
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Dram Shop Liability refers to: - Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? - Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: - Hold a valid driver's license. 
 
Any insurance adjuster whose license has been revoked for cause will not be entitled ...
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IDAHO PROPERTY INSURANCE EXAM Q&A VERIFIED
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IDAHO PROPERTY INSURANCE EXAM Q&A VERIFIED 
 
The term flood refers to all of the following EXCEPT 
 
A. an overflow of inland tidal waters 
B. collapse of land as a result of excessive erosion due to flood 
C. mudslides 
D. sewer backup - Sewer backup 
 
Insurers may be classified according to their financial strength. This includes all of the following factors EXCEPT... 
 
A. Number of clients 
B. Loss experience 
C. Investment performance 
D. Operating expenses - Number of clients 
 
An indi...
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Ch. 11 Personal Finance (Exam 3) with verified solutions 2024.
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What country has the highest per capita medical expenditures of any country in the world? 
The United States 
-$10,527 health care costs per person in 2016 
-this amount is twice as much spent on health care as the average for the 24 industrialized countries in Europe and North America 
 
 
 
How much is annual health care spending expected to grow by 2024? 
20% of GDP 
 
 
 
 
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AAFCS Family and consumer science Exam Correct 100%
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the characteristics of the fabric ramie - Answer Absorbency 
Luster 
Strength 
 
Up-to-date and adequate program planning in family and consumer sciences primarily requires - Answer continuous evaluation of program standards and objectives 
 
Which of the following is needed by the human body to remove excess glucose from the blood? - Answer Insulin 
 
hGH (human growth hormone) - Answer stimulates secretion of hormones that stimulate body growth and metabolism 
 
TSH (thyroid stimulating hormon...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
- Exam (elaborations) • 21 pages • 2023
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+. The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the 
property from further loss. The additional loss that occurs as a result of his inactions may be 
denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's 
license. 
Any insurance adjuster whose license has been revoked for cause...
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Chapter 2 AD Claims Adjuster
- Exam (elaborations) • 20 pages • 2023
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Short Rate Cancellation 
( insured cancels the policy before its expiration date), a short-rate cancellation is issued. (can be charged a financial penalty) 
 
 
 
Flat Cancellation 
A cancellation of insurance that is retroactive to the effective date of the policy. (No coverage is provided insurer provides a refund.) 
 
 
 
 
 
 
00:02 
 
01:34 
Non-renewal 
The termination of a policy at the expiration of its term. The policy does not renew and no coverage is provided after the expiration dat...
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Wisconsin Property and Casualty Questions and Answers Rated A
- Exam (elaborations) • 46 pages • 2022
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Wisconsin Property and Casualty Questions and Answers Rated A FAIR Fair Access to Insurance Requirements 
Elements of a Legal Contract. L. O. A. C. • Consideration • Legal Purpose • Offer • Acceptance • Competent Parties 
Consideration Money and statements made on application 
Legal Purpose Risk transfer doesn't violate the law 
Offer Insured submits application and first month premium to insurer Insurer accepts or insurer declines the risk 
Counteroffer Agrees to issue policy but wit...
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Utah Property and Casualty Insurance Exam Questions & Answers
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Insurance - Answer Transfer of risk form a person or business to an insurer 
 
Loss - Answer uncertainty/possibility of a loss 
 
Speculative vs pure risk - Answer Speculative - chance of loss or gain 
Pure - only chance of loss 
 
Exposure - Answer risks for which the insurance company would be liable 
 
Peril - Answer cause of loss 
 
Direct vs Indirect loss - Answer Direct - physical loss 
Indirect - consequence of the direct loss (having to pay for a hotel if house burns down) 
 
Hazard (3 t...
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