Hmda - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Hmda? On this page you'll find 409 study documents about Hmda.
Page 4 out of 409 results
Sort by
-
NMLS SAFE EXAM PREP 2023 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 41 pages • 2023
-
Available in package deal
-
- $16.49
- + learn more
ECOA - Reg B - correct answer -Equal Credit Opportunity Act 
 
HMDA - Reg C - correct answer -Home Mortgage Disclosure Act 
 
RESPA - Reg X - correct answer -Real Estate Settlement Procedures Act 
 
TILA - Reg Z - correct answer -Truth In Lending Act 
 
HPA - correct answer -Home-owner Protection Act 
 
PMI is required when - correct answer -Borrower puts less than 20% down 
 
ECOA deals with - correct answer -credit applications 
 
HMDA allows to see - correct ans
-
HUD Housing Counseling Exam | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 30 pages • 2024
- Available in package deal
-
- $13.49
- + learn more
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - Civil 
Rights Act of 1866 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - Fair 
Housing Act of 1968 
added gender (sex) to the protected classes - Housing and Community Development Act of 1974 
Added Disability and familial status to protected classes. - Fair Housing Amendments Act of 1988 
Requires lenders and brokers to ensure that applicants und...
-
Prepxl Practice Test 6 Questions With Complete Solutions Rated A+
- Exam (elaborations) • 22 pages • 2024
- Available in package deal
-
- $7.99
- + learn more
Cindy bought a home and closed on a 6.0% rate for 30 years. The loan includes a payment feature that 
allows Cindy to make a $1,400/month payment for the first five years, and a $1,800/month payment for 
the remainder of the loan. What type of loan is this? 
- Variable 
- ARM 
- Option ARM 
- Fixed rate - Answer-Fixed rate. 
This loan is a fixed-rate loan (at 6% for 30 years). The payment example shows an interest-only feature 
for the first five years and then a fully-amortized payment for the ...
-
Practice SAFE Exam Questions
- Exam (elaborations) • 30 pages • 2024
-
- $10.49
- + learn more
Practice SAFE Exam Questions 
 
Which federal law requires that the Good Faith Estimate be provided to the borrower 
within three business days of the time, a loan application is taken? 
A. ECOA 
B. HMDA 
C. RESPA 
D. TILA - C 
 
What type of scam entails homeowners who are encouraged to refinance their property 
over and over until little or no equity remains? 
A. extreme lending 
B. loan flipping 
C. property skimming 
D. reverse equity - B 
 
After a loan closing, funds are disbursed. When ar...
-
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE
- Exam (elaborations) • 20 pages • 2023
-
Available in package deal
-
- $11.49
- + learn more
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and Regulation Z implementing TILA? - ANSWER-FEDERAL RESERVE SYSTEM 
 
the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - ANSWER-Acceleration Cl...
Want to regain your expenses?
-
MLO SAFE NMLS safe practice Exam questions with Complete Solutions | A+ Grade
- Exam (elaborations) • 48 pages • 2024
-
- $10.99
- + learn more
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, 
frequent refinancing that does not benefit the borrower and other prohibited acts is called 
__________________________. - Predatory Lending. 
RESPA-Real Estate Settlement Procedures Act - The Federal Statute that deals with the settlement of 
residential mortgage loans. 
RESPA's section 9 Prohibits - Home sellers from requiring home buyers to purchase title insurance 
from a particular company...
-
MLO SAFE NMLS safe test practice exam questions and answers
- Exam (elaborations) • 29 pages • 2024
- Available in package deal
-
- $17.49
- + learn more
MLO SAFE NMLS safe test practice exam questions and answers 
 
A loan subject to HOEPA allows prepayment penalties for the first ______ years of the loan. - Answer-2 (two) years 
 
Per the Dodd-Frank Act an abusive act would include which of the following: 
1. One that materially interferes with the consumers ability to understand the product or service. 
2. One that take unreasonable advantage of a consumers' lack of understanding. 
3. One that takes unreasonable advantage of the consumer's...
-
HUD Housing Counseling Exam Questions with complete solution 2023/2024
- Exam (elaborations) • 29 pages • 2024
-
Available in package deal
-
- $14.49
- + learn more
HUD Housing Counseling Exam Questions with complete solution 2023/2024Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - correct answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act ...
-
MLO TEST | 998 QUESTIONS WITH 100% CORRECT ANSWERS | VERIFIED
- Exam (elaborations) • 174 pages • 2024
- Available in package deal
-
- $14.99
- + learn more
1.The practice of getting people to sell their homes at bargain prices by suggesting that certain ethnic 
groups are going to move into the area is nicknamed: 
1.Price fixing 2.Redlining 3.Steering 4.Blockbusting - Correct Choice:4 
2.You and the borrower believe an Adjustable Rate Mortgage would be best for the borrower. What is 
the name of the booklet you are required to give? 
1.CHARM Booklet 
2.ARM Disclosure 
3.Fair Lending Practices Booklet 4.RESPA Booklet - Correct Choice:1 
3.How many d...
-
HUD Housing Counseling Exam Correctly Solved 100% Correct!!
- Exam (elaborations) • 27 pages • 2023
- Available in package deal
-
- $16.99
- + learn more
HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
How much did you already spend on Stuvia? Imagine there are plenty more of you out there paying for study notes, but this time YOU are the seller. Ka-ching! Discover all about earning on Stuvia