Hud housing counseling - Study guides, Class notes & Summaries
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HUD Housing Counseling Exam| Questions and Answer Already Passed
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Civil Rights Act of 1866 correct answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 correct answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Development Act of 1974 correct answeradded gender (sex) to the 
protected classes 
Fair Housing Amendments Act of 1988 correct answerAdded Disability and familial status to 
protected classes.
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HUD Housing Counseling Exam Questions and Answers 100% Pass
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
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HUD Housing Counseling Exam Questions and answers Graded A+
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Civil Rights Act of 1866 - Answer-Federal law granting citizenship to former slaves; passed over 
Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Answer-banned discrimination in the rental or sale of housing (Race, color, 
religion, national origin) 
Housing and Community Development Act of 1974 - Answer-added gender (sex) to the protected 
classes 
Fair Housing Amendments Act of 1988 - Answer-Added Disability and familial status to protected 
classes. 
Real Estate Settlement and p...
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HUD Housing Counseling Exam Questions with Correct Answers
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Back-end ratio Correct Answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. 
Calculation...
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HUD Housing Counseling Exam Questions with Correct Answers
- Exam (elaborations) • 27 pages • 2024
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Civil Rights Act of 1866 Correct Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 Correct Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 Correct Answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 Correct Answer Added Disability and familial status to protected classes. 
 
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HUD Housing Counseling Exam Complete Questions and Answers(RATED A)
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Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. 
 
Real Estate Settlement a...
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HUD Housing Counseling Exam And Verified And Answers 2024.
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Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - Answer Civil Rights Act of 1866 
 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - Answer Fair Housing Act of 1968 
 
added gender (sex) to the protected classes - Answer Housing and Community Development Act of 1974 
 
Added Disability and familial status to protected classes. - Answer Fair Housing Amendments Act of 1988 
 
Requires lenders...
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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HUD Housing Counseling (HUD Housing Counseling Certification Exam) Latest Questions With Correct Answers.
- Exam (elaborations) • 10 pages • 2023
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HUD Housing Counseling (HUD Housing Counseling Certification Exam) Latest Questions With Correct Answers.
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
- Exam (elaborations) • 20 pages • 2023
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
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