Mortgage loan products - Study guides, Class notes & Summaries
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Xinnix Quiz Questions with 100% Correct Answers
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Xinnix Quiz Questions with 100% Correct Answers 
Ginnie Mae was wholly created to purchase government mortgages on the secondary 
market - Answer- false 
which of the following was not a reason The Federal Housing Administration (FHA) was 
created - Answer- to simplify mortgage forms 
match in order of creation - Answer- 1st-FNMA 
2nd-GNMA 
3rd-FHLMC 
match the following - Answer- FNMA-fannie mae 
FHLMC-Freddie Mac 
what allowed more conventional mortgages to be originated in the early 1970s wit...
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NMLS Exam Questions with Correct Answers.docx
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NMLS Exam Questions with Correct A 
 
Acceleration Clause - Answer-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
Alienation Clause (Due on Sale Clause) - Answer-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - Answer-home valuation code of conduct 
 
Due on Demand Clause - Answer-(Considered a predatory practice) The lender ...
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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass
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HUD Housing Counselor Module- Avoiding Foreclosure 
Exam Questions and Answers 100% Pass 
Which of the following did NOT contribute to the increase in foreclosure rates during the 
mortgage crisis? 
- Risky loan products with features like negative amortization 
- Homeowners paying off mortgages early 
- Aggressive marketing of Home Equity Line of Credits (HELOC) 
- Using teaser rates to qualify more borrowers - Correct Answer ️️ -Homeowners 
paying off mortgages early 
This program made it ...
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Finance Skills for Managers - D076
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Which area of finance deals with sources of funding and the capital structure of corporations and seeks to increase the value of a firm to its owners? - Answer- Business finance 
 
What is the primary difference between finance and accounting? - Answer- Finance focuses on the future, while accounting is generally backward-looking. 
 
Which subspecialty of finance primarily involves deciding which assets will create more wealth and earn positive returns? - Answer- Investments 
 
What is the prima...
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HECM Test Questions With Complete Solutions Rated A+
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A Counseling Agency's failure to follow all basic requirements required by HUD could result in which of 
the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - Answer-E. 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining federal grant funds 
T/F A counseling agency must offer and provi...
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HECM Test Exam Questions And Revised Correct Answers updated
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HECM Test Exam Questions And Revised Correct Answers 
updated 
A Counseling Agency's failure to follow all basic requirements required by HUD could 
result in which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - ANSWERS E. 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining ...
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SAFE Act/ Uniform State Test (UST) Latest Update Graded A+
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SAFE Act/ Uniform State Test (UST) 
 
Latest Update Graded A+ 
 
SAFE Act purpose is to create uniform regulation of mortgage loan originators in every state 
Secure and Fair Enforcement for Mortgage Licensing Act of 2008 
 
SAFE Act Regulation H for state licensed 
Regulation G for Federal Depository Institutions 
 
Before the crash of 2007, there was very little regulation of... Loan Originators 
 
HERA was created... The Housing and Economic Recovery Act was created to regulate 
those who ori...
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SAFE Exam Study Guide (Vocab) With 100% Complete Solution
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SAFE Exam Study Guide (Vocab) With 100% Complete Solution 
 
Traditional Mortgage - Correct Answer-30 year fixed rate (mortgage) 
 
Balloon Payment - Correct Answer-A final payment of a mortgage loan that is considerably larger than the required periodic payments because the loan amount was not fully amortized. 
 
Federal Deposit Insurance Corporation - Correct Answer-Created to protect borrowers deposits 
 
Federal Housing Administration - Correct Answer-Created to reassure lenders in cases of ...
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California Mortgage Law Practice Exam Questions and Answers 100% Pass
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California Mortgage Law Practice Exam Questions and Answers 100% Pass 
If a broker receives payments related to a property management contract or a loan servicing contract whereby the broker is entitled to a part of the money as fees, the broker must deposit the funds in the trust account and must withdraw the fees: Within 25 days 
Mitigating factors that mortgage lenders offset the risk associated with nontraditional loan products may include each of the following EXCEPT: Rising real estate pri...
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Real Estate Brokerage SAE - Champion's School of Real Estate 291 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 37 pages • 2023
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Real Estate Brokerage SAE - Champion's School of Real Estate 291 Questions with Verified Answers 
 
Search Engine Optimization (SEO) - CORRECT ANSWER The process of maximizing the number of visitors to a particular website by ensuring the website appears high on the list of results returned by a search engine. 
 
Fcebook Live - CORRECT ANSWER Video streaming through facebook. 
 
CoStar Database - CORRECT ANSWER Functions much like a residential MLS, connecting commercial agents with brokerages,...
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