Personal lines insurance - Study guides, Class notes & Summaries

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Personal Lines Insurance UPDATED Actual Exam Questions and CORRECT Answers Risk _________ is when one takes action to prevent or reduce potential loss. - CORRECT ANSWER- Reduction When the number of similar units increases, the predictability of the loss improves according to the rule of _____ ________. - CORRECT ANSWER- Large Numbers The insuring of risks that are more prone to losses than average risks is known as? - CORRECT ANSWER- Adverse Selection

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GA Personal Lines Insurance Terms Questions and Answers 100% Pass Abandonment - Correct Answer ️️ -The abdication of insured property into the hands of another or into the possession of no one in particular Accident - Correct Answer ️️ -A sudden unplanned and unexpected event not under the control of the insured resulting in injury or damage that is neither expected or intended Actual Cash Value - Correct Answer ️️ -The replacement cost of lost or damaged property minus depre...

Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance carriers that offer more than one line of insurance. False - CORRECT ANSWER-True or False? Stock Insurance Companies are "participating" in that the policyholders receive dividends. Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an ___________________. Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd's of London is not an insurer but rather an ____________. Limits Catas...

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