Agentproducer Study guides, Class notes & Summaries
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Alabama Life & Health Insurance Exam || All Answers Are Correct 100%.
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Agent/Producer correct answers A person who acts for another person or entity with regard to contractual arrangements with third parties; a legal representative of an insurance company. 
 
Agent/Agency Contract correct answers a contract that is held between an insurer and an agent/producer, containing the expressed authority given to the agent/producer, outlining the duties and responsibilities to the principal. If the agent is in violation of the agency contract (or agreement), he or she may b...
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MO Health and Life Insurance Exam Correct 100%
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Adverse Selection - ANSWER insuring of risks that are more prone to losses than the average risk 
 
agent/producer - ANSWER legal representative of insurance company 
 
producer - ANSWER includes agents and brokers 
 
agent - ANSWER agent of the insurer 
 
applicant - ANSWER a person applying for insurance 
 
beneficiary - ANSWER person who receives benefits of an insurance policy 
 
death benefit - ANSWER the amount paid upon death of the person insured through life insurance 
 
insurance polic...
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Alabama Life & Health Insurance Exam With 100% Correct Answers 2024
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Alabama Life & Health Insurance Exam With 100% Correct Answers 2024
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HEALTH INSURANCE (EXAM FX) 2024 ALREADY GRADED A+
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HEALTH INSURANCE (EXAM FX) 2024 ALREADY GRADED A+
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Alabama Life & Health Insurance Exam (ExamFX Chapter 1 General Insurance) Quizzes & Ans..
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Alabama Life & Health Insurance Exam (ExamFX Chapter 1 General Insurance) Quizzes & Ans..
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Washington Life/Health Insurance Exam Accurate 100%.
- Exam (elaborations) • 27 pages • 2024
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policy owner - ANSWER usually, but not always the person covered by the policy 
 
beneficiary - ANSWER the person who is paid when a claim 
is submitted 
 
agent/producer - ANSWER acts as a legal representative 
of the insurance company 
 
broker - ANSWER representative of the Insured, not the insurance company 
 
risk - ANSWER The chance or uncertainty of loss 
 
Pure risk - ANSWER the chance of experiencing a loss (without the possibility of gain). Only downside, no upside. 
 
Speculative ri...
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Chapter 1 - General Insurance Concepts: Idaho with Complete Solutions
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Chapter 1 - General Insurance Concepts: Idaho with Complete SolutionsChapter 1 - General Insurance Concepts: Idaho with Complete SolutionsChapter 1 - General Insurance Concepts: Idaho with Complete SolutionsChapter 1 - General Insurance Concepts: Idaho with Complete Solutions 
Define: Agent/Producer - - ANSWER-A legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer. 
 
Define: Applicant or Proposed I...
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Exam FX Chapter 1: General Insurance Questions With Complete Solutions
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Agent/Producer correct answer: a legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
Applicants (or proposed insured) correct answer: a person applying for insurance 
 
Broker correct answer: an insurance producer not appointed by an insurer and is deemed to represent the client 
 
Insurance Policy correct answer: a contract between a policyowner (and/or insured) and an insurance company whi...
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MO Health and Life Insurance Exam Correct 100%
- Exam (elaborations) • 12 pages • 2024
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Adverse Selection -ANSWER insuring of risks that are more prone to losses than the average risk 
 
agent/producer -ANSWER legal representative of insurance company 
 
producer -ANSWER includes agents and brokers 
 
agent -ANSWER agent of the insurer 
 
applicant -ANSWER a person applying for insurance 
 
beneficiary -ANSWER person who receives benefits of an insurance policy 
 
death benefit -ANSWER the amount paid upon death of the person insured through life insurance 
 
insurance policy -ANSW...
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Insurance Broker Exam 2024!!
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Insurance Broker Exam 2024!!
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