Back end ratio caps - Study guides, Class notes & Summaries
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Housing Counselor Exam Prep Questions and Answers 100% Pass
- Exam (elaborations) • 14 pages • 2024
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Housing Counselor Exam Prep 
Questions and Answers 100% Pass 
Default - Correct Answer ️️ -When no payments made after 60 to 90 days... 30 for 
FHA loans 
Front-End Ratio Equation - Correct Answer ️️ -Monthly housing expenses/gross 
monthly income 
Front-End Ratio maximums - Correct Answer ️️ -28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation - Correct Answer ️️ -total monthly debt 
expenses/gross monthly incom...
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Housing Counselor Exam Correct 100%
- Exam (elaborations) • 9 pages • 2024
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Default - ANSWER When no payments made after 60 to 90 days... 30 for FHA loans 
 
Front-End Ratio Equation - ANSWER Monthly housing expenses/gross monthly income 
 
Front-End Ratio maximums - ANSWER 28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
Back-End Ratio (Debt-to-Income) Equation - ANSWER total monthly debt expenses/gross monthly income 
 
Back-End Ratio Caps - ANSWER 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage l...
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Housing Counselor Exam Prep Questions and Answers 100% Pass
- Exam (elaborations) • 14 pages • 2024
- Available in package deal
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Housing Counselor Exam Prep 
Questions and Answers 100% Pass 
Default - Correct Answer ️️ -When no payments made after 60 to 90 days... 30 for 
FHA loans 
Front-End Ratio Equation - Correct Answer ️️ -Monthly housing expenses/gross 
monthly income 
Front-End Ratio maximums - Correct Answer ️️ -28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation - Correct Answer ️️ -total monthly debt 
expenses/gross monthly incom...
-
HUD Housing Counselor
- Exam (elaborations) • 8 pages • 2023
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Housing Counselor Exam Prep Questions & Answers Already Passed!! 
 
Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy E...
-
Housing Counselor Exam Prep Questions & Answers Already Passed!!
- Exam (elaborations) • 8 pages • 2023
- Available in package deal
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- $11.49
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Housing Counselor Exam Prep Questions & Answers Already Passed!! 
 
Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy E...
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Housing Counselor Exam accurate100%
- Exam (elaborations) • 9 pages • 2024
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Available in package deal
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Housing Counselor Exam accurate100%Default - ANSWER When no payments made after 60 to 90 days... 30 for FHA loans 
 
Front-End Ratio Equation - ANSWER Monthly housing expenses/gross monthly income 
 
Front-End Ratio maximums - ANSWER 28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
Back-End Ratio (Debt-to-Income) Equation - ANSWER total monthly debt expenses/gross monthly income 
 
Back-End Ratio Caps - ANSWER 36% for conventional loans and renters, 43% for FHA, 4...
-
HUD Housing Counselor Exam Prep 2023 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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Default - correct answerWhen no payments made after 60 to 90 days... 30 for FHA loans 
 
Front-End Ratio Equation - correct answerMonthly housing expenses/gross monthly income 
 
Front-End Ratio maximums - correct answer28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
Back-End Ratio (Debt-to-Income) Equation - correct answertotal monthly debt expenses/gross monthly income 
 
Back-End Ratio Caps - correct answer36% for conventional loans and renters, 43% for FHA, 4...
-
Housing Counselor Exam Prep 2023 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
-
Available in package deal
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- $15.49
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Default 
When no payments made after 60 to 90 days... 30 for FHA loans 
 
 
 
Front-End Ratio Equation 
Monthly housing expenses/gross monthly income 
 
 
 
Front-End Ratio maximums 
28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
 
 
Back-End Ratio (Debt-to-Income) Equation 
total monthly debt expenses/gross monthly income 
 
 
 
Back-End Ratio Caps 
36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage loan 
 
 
 
Four C's of ...
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Housing Counselor Exam Accurate100%
- Exam (elaborations) • 9 pages • 2024
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Available in package deal
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Default - ANSWER When no payments made after 60 to 90 days... 30 for FHA loans 
 
Front-End Ratio Equation - ANSWER Monthly housing expenses/gross monthly income 
 
Front-End Ratio maximums - ANSWER 28% or less - conventional loan 
31% or less for FHA, 30% or less for rentals 
 
Back-End Ratio (Debt-to-Income) Equation - ANSWER total monthly debt expenses/gross monthly income 
 
Back-End Ratio Caps - ANSWER 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage l...
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Real asvab test!!! Updated Spring 2023.
- Exam (elaborations) • 68 pages • 2023
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1.	Proteins	necessary for body's mainte- nance, growth, and repair (GS) 2.	Carbohydrates and Fats	used primarily for energy (GS) 3.	212	Water boils at degrees fahrenheit (GS) 4.	100	Water boils at 	degrees Cel- sius (GS) 5.	373	Water boils at 	Ks on the Kelvin scale (GS) 6.	Veins	carry blood from capillaries toward the heart. (GS) 7.	Arteries	carry blood away from the heart. (GS) 8.	Ventricles	lower chamber of the heart (GS) 9.	Red Blood Cells	component of blood which car- ri...
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