coach moon everfi test with correct answers 2023

coach moon everfi test with correct answers 2023use the "rule of 72" to calculate how long it will take for your money to double if it is earning 6% in interest *72/?* 12 years what type of interest will most benefit you financially? compound interest 00:16 01:11 examples of types of saving vehicles simple savings account, money market account, and certificate of deposit where is the routing number located on a check? bottom left corner where is the check number located on a check? top right corner which type of bank account typically offers no interest? checking account which forms of borrowing typically have the highest fees? certificate of deposit which types of payment types typically has the lowest fees or costs to use? debit cards what is the term referring to the rate of yearly interest for your credit card commonly known as? apr your credit history is tracked by which three groups? experian, equifax, and transunion good credit is usually required for which types of activities? buying a car, buying a house, purchasing a loan what type of activities could potentially damage your credit score? paying your bills late, closing out an old credit card, forgetting to pay back loans, and maxing out your credit card what is your employer required to send to you before you file your tax return? w-2 isaiah needs to visit the doctor. the cost of the appointment without insurance is $200. isaiah has an insurance plan through his employer with a $50 monthly premium and a $20 co-pay. how much will isaiah have to pay his doctor? $20 by what date must federal taxes typically be filed and sent to the IRS? april 15 what types of drivers will likely pay the highest auto insurance premium? younger, inexperienced drivers how often are you entitled to a free credit report from each major credit reporting companies? once per year what actions provide protection against identity theft? making a strong password, shredding your credit card bills, not giving out sensitive information over the phone, not buying stuff on public wifi, not clicking on suspicious links which pieces of information are most useful to an identity thief? your full name and social security number what steps should you take to best protect your credit history if you suspect fraud? contact the credit bureaus and report suspected fraud when buying stock in a company, you are really doing what? buying a portion of a company when you purchase a municipal bond, you are really doing what? loaning money to a municipality the main trade-off that all investors must consider is what? risk vs. return