COMP 444 ELABORATED QUESTIONS
AND ANSWERS
A - CORRECT ANSWER-The Workers Compensation and
Employers Liability policy
(a) provides workers compensation coverage without a
maximum limit.
(b) covers both workers compensation and employers liability
with a $100,000 limit.
(c) covers work...
A - CORRECT ANSWER-The Workers Compensation and
Employers Liability policy
(a) provides workers compensation coverage without a
maximum limit.
(b) covers both workers compensation and employers liability
with a $100,000 limit.
(c) covers workers compensation and employers liability
without a maximum limit.
(d) automatically covers benefits payable under any state
workers compensation law.
D - CORRECT ANSWER-Although workers compensation was
originally considered to be an exclusive remedy for injured
workers, there has been an increase in suits against employers
based on
(a) the doctrine of dual capacity. (b) third-party over suits.
(c) suits by an injured worker's spouse or family.
(d) all of the above
C - CORRECT ANSWER-The Other States Insurance insuring
agreement of the Workers Compensation and Employers
Liability policy is designed to cover workers compensation
benefits
, (a) in states with monopolistic state funds.
(b) for workers for whom workers compensation coverage is not
mandatory.
(c) when a worker employed in one state makes claim for
benefits in the other state.
(d) of his or her home state when the injury occurs in another
state
A - CORRECT ANSWER-Commercial general liability
exposures include all of the following except:
(a) liability arising out of automobiles.
(b) liability arising out of the ownership and maintenance of
premises
(c) products liability
(d) contractual liability.
D - CORRECT ANSWER-Which of the following is not a basis
under which liability may be imposed on a manufacturer
because of injury or damage caused by its products?
(a) the principle of negligence.
(b) breach of warranty.
(c) strict liability.
(d) the period of repose doctrine
A - CORRECT ANSWER-The Commercial General Liability
policy contains an exclusion of
(a) liability arising out of automobiles.
(b) liability arising out of all types of mobile equipment.
(c) liability arising out of the acts of independent contractors.
(d) all of the above.
C - CORRECT ANSWER-The decision by insurers to introduce
a claims-made general liability policy in the 1980s was
prompted by court decisions involving claims
(a) under the doctrine of dual capacity.
(b) involving the period of repose doctrine.
(c) latent injuries.
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