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P&C Exam Pool Questions and answers, 100% Accurate, rated A+

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P&C Exam Pool Questions and answers, 100% Accurate, rated A+ Which of the following would be eligible to collect survivor and death benefits from workers' compensation in the event of the covered injury resulting in the death of an employee? 1. medical provider 2. insured's legal team ...

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  • February 3, 2023
  • 29
  • 2022/2023
  • Exam (elaborations)
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P&C Exam Pool Questions and answers,
100% Accurate, rated A+

Which of the following would be eligible to collect survivor and death benefits from workers'
compensation in the event of the covered injury resulting in the death of an employee?

1.

medical provider

2.

insured's legal team

3.

spouse of employee

4.

owner of the business - ✔✔-spouse of employee



Liability arising out of any of the following is excluded from the personal and advertising injury liability
coverage EXCEPT

1.

unknowingly inflicting injury that violates the rights of another.

2.

oral or written publication of material that the insured knows is false.

3.

criminal acts committed by or at the direction of the insured.

4.

failure of goods or products to conform with advertised quality. - ✔✔-unknowingly inflicting injury that
violates the rights of another.



A woman slips on icy steps and breaks her leg. Which of the following is the peril in this situation?

1.

,the fall

2.

the icy steps

3.

the broken leg

4.

the season of the year - ✔✔-the fall



Which of the following created The National Flood Insurance Program?

1.

an association of mortgage banks

2.

the United States Congress

3.

governors of flood prone states

4.

a consortium of insurance companies - ✔✔-the United States Congress



Which of the following is covered by the Homeowners Broad form (HO-2) insurance?

1.

tenants

2.

breakage of glass

3.

condominium structures

4.

structures other than the dwelling - ✔✔-breakage of glass

, Which of the following are defined as a part of the policy and can void the policy if they are breached,
whether the breach was intentional or unintentional?

1.

material facts

2.

representations

3.

waivers

4.

warranties - ✔✔-warranties



Which of the following defines a loss which is consequential and comes as a result of an original loss?

1.

direct loss

2.

indirect loss

3.

partial loss

4.

total loss - ✔✔-indirect loss



All of the following are correct for towing and labor costs coverage on the personal auto policy EXCEPT

1.

settlement is by reimbursement.

2.

coverage is available by endorsement.

3.

towing and labor are combined per occurrence.

4.

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