Exam (elaborations)
PA Appraisal License 16-20 Auto Physical Damage: Q/A
PA Appraisal License 16-20 Auto Physical Damage: Q/A
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PA Appraisal License 16-20 AutoPhysical Damage: Q/A
In PA, a consumer reporting agency may list all of the following information
about a consumer EXCEPT: Correct Ans - Medical Information
The device that synchronizes the spark plug firing sequence is: Correct
Ans - Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually:
Correct Ans - Send the insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end
damage, where should fixtures be placed? Correct Ans - Fixtures
should be placed in the damaged area to check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the
dealership and are purchased in what way? Correct Ans - Nameplates
are not available aftermarket and are usually purchased from the dealer on a
per item basis
Under Pennsylvania law, which of the following is true regarding the
replacement of a damaged double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. Correct Ans - It
must be replaced with a double latch system. is correct.
Technician A says that damaged structural sheet metal should be removed
before any pulling and straightening is performed. Technician B says that
damaged structural metal should remain to be used for pulling attachment
areas. Who is right?:
Technician A only
Technician B only
,Both technicians are correct
Neither technician is correct Correct Ans - Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves Correct Ans - Controller
If an insured fails to report a claim in a timely fashion, the adjuster will
immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney Correct Ans - Send the
insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to determine a vehicle's
value, which of the following is not a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to or better than
the motor vehicle being appraised
The vehicle being appraised is similar to the damaged vehicle in its pre-
damaged condition Correct Ans - The salvage value of the damaged
vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting
torch to make the final cut line. Technician B says to use a cut-off wheel or saw
to make the final cut. Who is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct Correct Ans - Technician B only
,Which of the following coverages is included as "no-fault" coverage on the
standardized Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. Correct Ans - Medical Payments and Physical
Damage
Following the payment of an automobile claim, the salvaged property
becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the
insured Correct Ans - The insurer
A car has adjustable door hinges. There is a significant gap at the top of the
front top and the bottom as well between the front fender and the windshield
support column of the door. Technician A says the gap can be adjusted by
repositioning the hinges. Technician B says the gap can be adjusted by
shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct Correct Ans - Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should
the adjuster on this claim pay damages for Driver 2?
, Pay all damage to date, provide a full and final release has been signed by
Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury
at a later time.
None of the responses listed are correct. Correct Ans - Pay the
property damage and rental car expense and settle the bodily injury at a later
time..
Which of the following would not have an insurable interest in a covered
vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make
payments Correct Ans - An underage driver who lives in the
household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator Correct Ans - Radiator
An ECM is:
a federal code within the Environmental Protection Agency (EPA).
a component of the exhaust system.
an electronic control module.
a voltage and alternator regulator. Correct Ans - an electronic control
module
Which of the following would not be considered a "peril" insured against by
the physical damage coverages in an auto policy?
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