100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
RSK4804 Assignment 1 (COMPLETE ANSWERS) 2024 (546485) - DUE 26 April 2024 CA$3.90   Add to cart

Exam (elaborations)

RSK4804 Assignment 1 (COMPLETE ANSWERS) 2024 (546485) - DUE 26 April 2024

 55 views  1 purchase
  • Course
  • Institution
  • Book

RSK4804 Assignment 1 (COMPLETE ANSWERS) 2024 (Unique Number: 546485) - DUE 26 April 2024 ;100 % TRUSTED workings, explanations and solutions. For assistance call or W.h.a.t.s.a.p.p us on ...(.+.2.5.4.7.7.9.5.4.0.1.3.2)...........2024 Assignment 1 – RSK4804 ASSIGNMENT 01 Due date: 26 April 2024 ...

[Show more]

Preview 2 out of 10  pages

  • April 16, 2024
  • 10
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
avatar-seller
RSK4804
ASSIGNMENT 1 2024

, 2024 Assignment 1 – RSK4804


ASSIGNMENT 01 Due date: 26 April 2024 Unique number 546485

Aim: To evaluate your knowledge of some of the fundamental aspects of credit risk
management.

Answer the following questions and submit your assignment on myUnisa, at
https://my.unisa.ac.za. Limit your assignment to a maximum of six pages. Use Times
New Roman, font size 12.

Question 1 [20]
1. Explain why credit is considered a powerful driver of the economy. (5)
2. Outline the credit process of your preferred lending organisation (banking
services or retail) and in your own words, provide details of each phase.
(15)

Conditions:
(a) Physical visit to the entity or telephonic contact is a must –
originality is required.
(b) Any “cut and paste” from resources will not attract marks.



Question 2 [5]
The General Manager of Moroka Transport Investments approached your bank for a
credit facility. The following are ratios for Moroka Transport Investments for the 2023
financial year.

• Working capital to total asset ratio = 14%

• Retained earnings to total asset ratio = 23%

• Profit before interest and tax to total assets = 19%

• Market value of equity to book value of debt = 115%

• Sales to total assets = 122%

Based on Altman’s Z-score, calculate the risk of bankruptcy for Moroka Transport
Investments. Briefly comment on the credit decision you make based on the calculated
Z-score.


Total [25]




Powered
Poweredby
byTCPDF
TCPDF(www.tcpdf.org)
(www.tcpdf.org)

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller LIBRARYpro. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for CA$3.90. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

75759 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
CA$3.90  1x  sold
  • (0)
  Add to cart