100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Previously searched by you
Previously searched by you
logo
CRIS Questions with complete solution CA$20.17   Add to cart
Quickly navigate to
Preview
  2.  
  3. Cris
  4.  
  5. Cris

Exam (elaborations)

CRIS Questions with complete solution

 6 views  0 purchase
  • Course
  • Cris
  • Institution
  • Cris

CRIS Questions with complete solution Section 5. 1 - Employment Practices Liability Insurance - correct answer ... Employment practices liability claims typically arise from one (or a combination) of the following five broad categories of conduct: - correct answer discrimination sexual har...

[Show more]

Preview 2 out of 15  pages

Document information

  • August 20, 2024
  • 15
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • cris
  • cris questions with complete solution

Written for

  • Cris
  • Cris

Seller

avatar-seller
Academia199

Reviews received

Content preview

CRIS - Misc Lines - Ch.5 - Employment
Practices Liability Insurance
Section 5. 1 - Employment Practices Liability Insurance - correct answer ✔...


Employment practices liability claims typically arise from one (or a
combination) of the following five broad categories of conduct: - correct
answer ✔discrimination
sexual harassment
wrongful termination
retaliation
workplace torts (examples of which include, but are not limited to, invasion of
privacy and defamation)


Section 5. 2 - Nature of Contractor's Exposure - correct answer ✔....


Why do contractors EPL exposures differ from most businesses? - correct
answer ✔frequent use of temporary or seasonal workers and their workplace
environment


One of the issues with temporary workers concerns whether the temporary
employment or leasing agency has purchased ______ coverage for its
employees. - correct answer ✔EPLI


In most cases, the employment agency has procured this coverage, and this
should be specified in the contract between the contractor and the
employment agency.

, But if this is not the case, the contractor should.....? - correct answer ✔either
find a temporary employment agency that procures EPLI coverage or the
contractor should purchase such coverage.


The main EPL exposures associated with temporary or seasonal workers
are...? - correct answer ✔verbal, sexual, and physical harassment.


Age and sex discrimination are other sources of claims the contractor faces in
this area.


Section 5. 3 - Employment Practices Liability Coverage in Traditional Policies
- correct answer ✔...


Many insurers have begun to exclude these exposures from their liability
policies. The trend toward removing coverage for EPL claims is the direct
result of ...? - correct answer ✔a dramatic increase in the frequency and
severity of these claims.


General Liability Policies:
Although the standard commercial general liability (CGL) policy does not
exclude employment-related practices claims, Insurance Services Office, Inc.
(ISO), introduced a standard employment-related practices exclusion
endorsement in ______ that is commonly used by CGL insurers to eliminate
coverage for virtually all types of employment practices claims.


A number of insurers have drafted their own endorsements that either
substantially restrict or totally preclude EPLI coverage. - correct answer
✔1989


Commonly Excluded Employment Related Practices - correct answer
✔Refusal to employ

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller Academia199. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for CA$20.17. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

79202 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
CA$20.17
  • (0)
  Add to cart