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CIC - Commercial Casualty | Commercial Casualty – CIC.. Exam Questions With Revised Correct Answers | Updated CA$37.90   Add to cart

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CIC - Commercial Casualty | Commercial Casualty – CIC.. Exam Questions With Revised Correct Answers | Updated

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CIC - Commercial Casualty | Commercial Casualty – CIC.. Exam Questions With Revised Correct Answers | Updated What is the definition of leased worker? (CGL) - ANSWER person leased to you by a labor leasing firm under an agreement between you a and the labor firm to perform du...

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  • September 9, 2024
  • 256
  • 2024/2025
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  • CIC - Commercial Casualty
  • CIC - Commercial Casualty
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CIC - Commercial Casualty |
Commercial Casualty – CIC..
Exam Questions With Revised
Correct Answers | Updated

What is the definition of leased worker? (CGL) - ANSWER a
person leased to you by a labor leasing firm under an
agreement between you
and the labor firm to perform duties related to the conduct of
your business. "Leased worker" does not include a "temporary
worker"


What is the definition of temporary worker? (CGL) - ANSWER
a person who is furnished to you to substitute for a
permanent "employee" on leave or to meet seasonal or short-
term workload conditions


What is the definition of Volunteer worker? (CGL) - ANSWER
a person who is not your "employee", and who donates his
or her work and acts at the direction of and within the scope of
duties determined by you, and is not paid a fee, salary or other

,compensation by you or anyone else for their work performed
for you


When are employees and volunteers not considered insureds?
- ANSWER when they cause:
─ BI or personal & advertising injury to a named insured, to
partners, to members, to co-employees or to other volunteer
workers
─ Consequential injury to the family of an injured co-employee
or volunteer worker
─ Third party action over as a result of a) or b) above
─ BI or personal & advertising injury arising out of providing or
failing to provide professional health care services
─ Property damage to property owned by or in the care,
custody or control of the named insured, any employees,
volunteer workers,
any partners or members


Paragraph 3 of Section II of the CGL policy - Who Is An Insured
applies to newly acquired or newly formed
organizations if acquired or formed by the named insured. Does
this include newly formed partnerships, joint ventures, or
limited liability companies - ANSWER No

,Paragraph 3 of Section II of the CGL policy - Who Is An Insured
applies to newly acquired or newly formed
organizations if acquired or formed by the named insured.
These organizations qualify as a named insured if - ANSWER
no other similar insurance available:


a. Until the end of the policy period or 90th day, whichever is
earlier


b. Excludes prior bodily injury or property damage that occurs
before the
organization is acquired or formed


c. Excludes personal and advertising injury offenses committed
before the
organization is acquired or formed


The last paragraph of Section II - Who Is An Insured indicates
who is NOT an insured (CGL). Who is not an insured? - ANSWER
No person or organization is an insured with respect to
current or past partnerships, joint ventures, or limited liability
companies not shown as a Named Insured in the Declarations

, • Can create coverage gap
• May need to write a separate policy for "discontinued
products - completed
operation insurance"


Spouses of any type of named insured are automatically
considered insureds. - ANSWER false, not all types of
insureds include spouses as automatic insureds


A partnership is the only named insured listed on the CGL
Declarations. A partner of the partnership buys a building in
his/her own name during the policy period. A bodily injury loss
occurs at that building, and the partner is sued for damages.
Does the partner have insured status under the partnership's
CGL Policy for this suit? - ANSWER No, this is not related to
the operations of the named insured


A nurse employed at a rehab center administers the wrong
medication to a patient resulting in injury. A suit is filed against
the nurse for damages. Does the nurse have insured status
under the rehab center's CGL Policy? - ANSWER No, this
would be insured under the nurse's professional liability policy

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