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Mamas Test Exam Questions With 100%Correct Answers | Verified | Latest Update
underianiFP-
7955ipolicy,ideductiblesiapplyitoiwhichiofitheifollowingitypesiofilosses.
B.iFireidepartmentiserviceicharges
initheiFP-
7955ipolicy,iCoverageiCiconsistsiofithreeicoverages:i1.iAdditionaliLivingi
Expense,i2.iFairiRentaliValueiandi3.iPropertyiRemoved.iTrueioriFalse?
B.iFalse
JenniferiMarcoihasiaiFP-
7955ipolicyiwithicoverageiBilimitiofi$75,000,iai$500ideductibleiandinoiop
tioniAI,iID,iFA,ioriJF.iWhichiofitheifollowingistatementsiisitrueiconcerning
iheripersonaliproperty.
D.iCoverageiforipersonalipropertyiappliesiforiperilsilistediunderiSectioniIi
-iLossesiInsured,iCoverageiBi-iPersonaliPropertyiandiSectioniIi-
iAdditionaliCoverages.
TheistepsiiniapplyingitheideductibleioniaiFP-
7955ihomeownersipolicyiare:
1.iTheideductibleiisifirstiapplieditoitheicoverediloss.
2.iAnyicoverageiorispecialilimitsiareitheiapplieditoitheicoverediloss.
3.iTheiamountipayableitoitheiinsurediwillibeitheigreateriofitheiamountsi
arrivediatiinistepsi1iandi2.iTrueioriFalse?
A.iTrue
,Theidefinitioniofianiinsurediincludesialliofitheifollowingiexcept:
B.iSpouse
Compositionishinglesicanibeipurchasediinibundlesiwhichicouldibei1/3isq
uareiori1/4isquare.iTrueioriFalse?
A.iTrue
Theiformulaiforideterminingitheiareaiofiaitrapezoidiis:
[(base1+base2)i/i2]i*iheight
Theiformulaiforideterminingitheiareaiofiaitriangleiis:
1/2ibasei*iheight
Theiformulaiforideterminingitheiareaiofiaicircleiis:
Blanketiinsulationiisianiuncutirolliofiinsulationicutitoilengthiatitheijobisit
e.iItiisiusediiniwallsiandiattics.iandimayiorimayinotihaveiaibackingimateri
al.
A.iTrue
Alliofitheifollowingistatementsiareitrueiexcept:iSelectitheifalseistatemen
t.
A.iCompositionishinglesiareimadeiofifiberglassioriasphaltisaturatediroofi
ngimaterialiembeddediwithimineraligranulesi
B.iWoodiroofingiisigenerallyidividediintoitwoicategories,iwoodishinglesi
andiwoodishakes.
C.iCompositionishingleiweightsirangeifromi120ilb.itoi480il.biperisquare
, D.iRigidiroofingimaterialsiincludeicay,iconcrete,imetal,iandislate
C.iCompositionishingleiweightsirangeifromi120ilb.itoi480ilb.iperisquare.
Whichiofitheifollowingicomponentsiisinotiaipartiofiairoofitruss?
b.iBird'siMouth
JoeiSmithihasiFP-
7955ipolicy.iHeiisiaicarpenteriandihasicollectedi100i2"x4"istudsiandi30i2"
x6"irattersifromivariousijobisites.iJoeihasinoispecificiplansitoiuseitheilum
ber.iTheilumbariisicoverediunderiCoverageiA.iTrueioriFalse?
False
UnderianiFP-
7955ipolicy,iwhichiofitheifollowingiwouldibeiaiCoverageiBiitem?
d.iFreeistandingigasirange
UnderiandiFP-
7955ipolicy,iwhichiofitheifollowingiwouldinotibeiaiCoverageiAiitem?
d.iMaterialsiandisuppliesitoibuildibookshelvesiinitheibasementiofitheires
idenceipremisesiandistorediinitheigarage
AniFP-
7955ihomeownersipolicyiwithiani$250ideductibleiisiiniforceianditheipoli
cyilimitsi(CoverageiAiandiCoverageiB)iareiadequateitoicoverithisidamage
.iDuringiaisevereiwindstorm,irainiblowsithroughiopeniwindowsiandicaus
esitheifollowingidamage;
$1700-iHardwoodiflooriinidiningiroom
$220-iWateristainsionidrywall
$125-iWateristainsionirug
$375-iAntiqueiVasei(brokenibyiwind)
Howimuchishouldiyouipayionithisiloss?iAllirepairsihaveibeenimade.
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