Studyclock
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CHAMPIONS SCHOOL TEXAS (REALTOR) TEST PREP QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
RMLO - ANS Residential Mortgage Loan Originator Riparian Rights - ANS Unrestricted rights granted to owners of land located along the course of a river or stream. Littoral Rights - ANS Unrestricted rights granted to owners whose land borders oceans and large, navigable lakes that have a tide. Fannie Mae (FNMA) 1938 - ANS The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of h...
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- Exam (elaborations)
- • 36 pages •
RMLO - ANS Residential Mortgage Loan Originator Riparian Rights - ANS Unrestricted rights granted to owners of land located along the course of a river or stream. Littoral Rights - ANS Unrestricted rights granted to owners whose land borders oceans and large, navigable lakes that have a tide. Fannie Mae (FNMA) 1938 - ANS The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of h...
CHAMPIONS SCHOOL OF REAL ESTATE FINANCE EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Mortgage loan originators who make cold calls must comply with the requirements of the National Do-NotCall registry and the Do-Not-Call rules. The loan originator needs to update any download of the registry at least every: - ANS 31 days The appraisal approach that is used as the best indicator of value for existing properties is - ANS market data approach The Equal Credit Opportunity Act, is implemented by the CFPB's: - ANS regulation B FHA sellers are permitted to provi...
- Package deal
- Exam (elaborations)
- • 9 pages •
Mortgage loan originators who make cold calls must comply with the requirements of the National Do-NotCall registry and the Do-Not-Call rules. The loan originator needs to update any download of the registry at least every: - ANS 31 days The appraisal approach that is used as the best indicator of value for existing properties is - ANS market data approach The Equal Credit Opportunity Act, is implemented by the CFPB's: - ANS regulation B FHA sellers are permitted to provi...
CHAMPIONS SCHOOL OF REAL ESTATE FINANCE EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Sending monthly payment statements and collecting monthly payments, maintaining payment records and following up on delinquencies. - ANS Servicing The process of creating a new mortgage loan - ANS Origination The process of collecting information about a borrower in order to build a loan file that will be used to make an underwriting decision - ANS Loan Processing The process of transferring funds to a title or escrow company for disbursement - ANS Funding The process o...
- Package deal
- Exam (elaborations)
- • 8 pages •
Sending monthly payment statements and collecting monthly payments, maintaining payment records and following up on delinquencies. - ANS Servicing The process of creating a new mortgage loan - ANS Origination The process of collecting information about a borrower in order to build a loan file that will be used to make an underwriting decision - ANS Loan Processing The process of transferring funds to a title or escrow company for disbursement - ANS Funding The process o...
CHAMPIONS SCHOOL OF REAL ESTATE (CSRE) 2022 EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Loan Estimate (LE) - ANS A document delivered or mailed to customers by a lender within 3 business days of mortgage application. The _______ ______ provides an estimate of closing costs and fees as well as the loan terms. Appraisal Independence Requirements (AIR) - ANS Prohibit a mortgage lender, broker, or a real estate agent or broker pressuring an appraiser to reach certain value in conjunction with an appraisal of real property. Periodic Rate Cap - ANS Is a limitation on ho...
- Package deal
- Exam (elaborations)
- • 34 pages •
Loan Estimate (LE) - ANS A document delivered or mailed to customers by a lender within 3 business days of mortgage application. The _______ ______ provides an estimate of closing costs and fees as well as the loan terms. Appraisal Independence Requirements (AIR) - ANS Prohibit a mortgage lender, broker, or a real estate agent or broker pressuring an appraiser to reach certain value in conjunction with an appraisal of real property. Periodic Rate Cap - ANS Is a limitation on ho...
RMLO OF REAL ESTATE (CHAMPIONS) EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Primary Mortgage Market - ANS The market where borrowers and mortgage originators come together to negotiate terms and effectuate mortgage transaction. Mortgage brokers, mortgage bankers, credit unions and banks are all part of the primary mortgage market. Secondary Mortgage Market - ANS A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages. Commercial Banks - ANS Working capital is primarily generated through depos...
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- Exam (elaborations)
- • 20 pages •
Primary Mortgage Market - ANS The market where borrowers and mortgage originators come together to negotiate terms and effectuate mortgage transaction. Mortgage brokers, mortgage bankers, credit unions and banks are all part of the primary mortgage market. Secondary Mortgage Market - ANS A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages. Commercial Banks - ANS Working capital is primarily generated through depos...
RMLO CHAMPIONS SCHOOL OF REAL ESTATE EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. - ANS secondary market The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. - ANS Federal Housing Finance Agency (FHFA) The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. - ANS Gov't. National Mortgage Association - ...
- Package deal
- Exam (elaborations)
- • 10 pages •
A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. - ANS secondary market The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. - ANS Federal Housing Finance Agency (FHFA) The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. - ANS Gov't. National Mortgage Association - ...
UCF QMB3200 EXAM QUESTIONS WITH CORRECT ANSWERS PACKAGE DEAL
UCF QMB3200 EXAM QUESTIONS WITH CORRECT ANSWERS PACKAGE DEAL
- Package deal
- • 3 items •
- UCF QMB3200 MIDTERM STUDY EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE) • Exam (elaborations)
- UCF QMB3200 MIDTERM EXAM QUESTIONS WITH CORRECT ANSWERS • Exam (elaborations)
- UCF QMB3200 EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE) • Exam (elaborations)
UCF QMB3200 EXAM QUESTIONS WITH CORRECT ANSWERS PACKAGE DEAL
UCF QMB3200 FINAL EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Doubling the size of the sample will - ANS reduce the standard error of the mean The sample mean is the point estimator of - ANS U A simple random sample of size n from an infinite population of size N is to be selected. Each possible sample should have - ANS the same probability of being selected Which of the following statements regarding the sampling distribution of sample means is incorrect? - ANS The standard deviation of the sampling distribution is the standard de...
- Exam (elaborations)
- • 17 pages •
Doubling the size of the sample will - ANS reduce the standard error of the mean The sample mean is the point estimator of - ANS U A simple random sample of size n from an infinite population of size N is to be selected. Each possible sample should have - ANS the same probability of being selected Which of the following statements regarding the sampling distribution of sample means is incorrect? - ANS The standard deviation of the sampling distribution is the standard de...
UCF QMB3200 EXAM QUESTIONS WITH CORRECT ANSWERS ALL VERIFIED BY AN EXPERT A+ GRADED (LATEST UPDATE)
Data - ANS facts and figures collected, analyzed, or summarized Dataset - ANS all the data collected in an analysis Element - ANS the entity on which data is collected Variable - ANS characteristic of interest of an element Observation - ANS all variables associated Categorical - ANS numeric or ordinal values of measurement Quantitative - ANS uses numeric measures Cross Sectional - ANS data collected at a similar point in time Time Series - ANS ...
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- Exam (elaborations)
- • 6 pages •
Data - ANS facts and figures collected, analyzed, or summarized Dataset - ANS all the data collected in an analysis Element - ANS the entity on which data is collected Variable - ANS characteristic of interest of an element Observation - ANS all variables associated Categorical - ANS numeric or ordinal values of measurement Quantitative - ANS uses numeric measures Cross Sectional - ANS data collected at a similar point in time Time Series - ANS ...
UCF QMB3200 MIDTERM EXAM QUESTIONS WITH CORRECT ANSWERS
Which of the following statements regarding a time series technique is true? - ANS Time series techniques focus on the historical behavior of some outcome of interest to predict its future behavior. Which time series technique predicts a future value by combining the previous prediction and some portion of the error in the prediction? - ANS Simple exponential smoothing Which of the following correlation coefficient values represents the strongest positive correlation between two fa...
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- Exam (elaborations)
- • 5 pages •
Which of the following statements regarding a time series technique is true? - ANS Time series techniques focus on the historical behavior of some outcome of interest to predict its future behavior. Which time series technique predicts a future value by combining the previous prediction and some portion of the error in the prediction? - ANS Simple exponential smoothing Which of the following correlation coefficient values represents the strongest positive correlation between two fa...
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