Exam (elaborations)
Wise Test 2023/ 35 Questions and Answers – 100% correct.
Wise Test 2023/ 35 Questions and Answers – 100% correct.
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Wise Test 2023/ 35 Questions andAnswers – 100% correct.
When a person brings an item to a pawnshop to obtain cash, the transaction
is considered - -a collateralized loan.
-To qualify for a Federal Housing Administration (FHA) loan, a person must
generally - -fulfill income guidelines.
-A person has three credit cards with very large outstanding balances and is
unable to make payments on any of them. Which action should the person
take? - -Notify the credit card companies in order to negotiate a new
payment plan.
-Which of the following is considered to be open-end credit? - -Department
store charge cards.
-What is meant by an uncollateralized loan? - -A personal loan without
assets to cover the loan amount.
-Which of the following does the Federal Reserve use to regulate the
nation's money supply? - -Monetary policy
-Money for saving, investing, or spending cannot be from: - -Capital losses
from the sale of stock
-Jami lost her debit card. She did not report it missing for 3 months. If an
unauthorized person used her debit card, her maximum liability is: - -
Unlimited liability
-Susan gives Marie her ABC Credit Union debit card and personal
identification number (PIN) so Marie could get $25 from Susan's bank
account. Marie withdrew $100 instead of the agreed to $25. How can Susan
get the $75 back? - -No bank or government agency is obligated to
reimburse Susan because she authorized Marie to use her ATM card and PIN
-A man budgeted $200 a month for clothing. This month the man spent
$150 on clothing therefore that budget item is considered to have - -a
budget variance.
-A person complains about how expensive it is to be a cigarette smoker. One
of the reasons cigarettes are so expensive is that - -he government imposes
an excise tax on them.
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