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Exam (elaborations)

AHIP 2024 EXAM AND PRACTICE EXAM TEST BANK WITH STUDY GUIDE

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AHIP 2024 EXAM AND PRACTICE EXAM TEST BANK WITH STUDY GUIDE | ACCURATE AND FREQUENTLY TESTED EXAM QUESTIONS WITH DETAILED ANSWERS | VERIFIED FOR GUARANTEED PASS | GRADED A | LATEST UPDATE

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  • July 10, 2024
  • 99
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

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By: RegisteredNurse • 3 months ago

Very Informative, detailed and timely, I passed, thank you very much

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AHIP 2024 EXAM AND PRACTICE EXAM TEST BANK WITH
STUDY GUIDE | ACCURATE AND FREQUENTLY TESTED
EXAM QUESTIONS WITH DETAILED ANSWERS | VERIFIED
FOR GUARANTEED PASS | GRADED A | LATEST UPDATE


Mrs. Duarte is enrolled in Original Medicare Parts A and B. She has recently reviewed her
Medicare Summary Notice (MSN) and disagrees with a determination that partially denied one
of her claims for services. What advice would you give her? - CORRECT ANSWER Mrs.
Duarte should file an appeal of this initial determination within 120 days of the date she received
the MSN in the mail.


Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a Medigap plan to
pick up costs not covered by that plan.
What should you tell him? - CORRECT ANSWER It is illegal for you to sell Mr. Capadona a
Medigap plan if he is enrolled in an MA plan, and besides, Medigap only works with Original
Medicare.


Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park
that might be of assistance? - CORRECT ANSWER She should contact her state Medicaid
agency to see if she qualifies for one of several programs that can help with Medicare costs for
which she is responsible.
Mr. Rainey is experiencing paranoid delusions and his physician feels that he should be
hospitalized. What should you tell Mr. Rainey (or his representative) about the length of an
inpatient psychiatric hospital stay that Medicare will cover? - CORRECT ANSWER Medicare
will cover a total of 190 days of inpatient psychiatric care during Mr. Rainey's entire lifetime.


Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original
Fee-for-Service (FFS) Medicare? What could you tell him? - CORRECT ANSWER Part A,
which covers hospital, skilled nursing facility, hospice, and home health services and Part B,
which covers professional services such as those provided by a doctor are covered under Original
Medicare.


Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is currently enrolled in
Medicare Parts A and B. Jerry has also purchased a Medicare Supplement (Medigap) plan which
he has had for several years. However, the plan does not provide drug benefits. How would you

,advise Agent John Miller to proceed? - CORRECT ANSWER Tell prospect Jerry Smith that he
should consider adding a standalone Part D prescription drug coverage policy to his present
coverage.


Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social
Security Administration and has been receiving disability payments. He is wondering whether he
can obtain coverage under Medicare. What should you tell him? - CORRECT ANSWER After
receiving such disability payments for 24 months, he will be automatically enrolled in Medicare,
regardless of age.


Mr. Buck has several family members who died from different cancers. He wants to know if
Medicare covers cancer screening.
What should you tell him? - CORRECT ANSWER Medicare covers the periodic performance
of a range of screening tests that are meant to provide early detection of disease. Mr. Buck will
need to check specific tests before obtaining them to see if they will be covered.


Which of the following statement is/are correct about a Medicare Savings Account (MSA)
Plans?


I. MSAs may have either a partial network, full network, or no network of providers.
II. MSA plans cover Part A and Part B benefits but not Part D prescription drug benefits.
III. An individual who is enrolled in an MSA plan is responsible for a minimal deductible of
$500 indexed for inflation.
IV. Non-network providers must accept the same amount that Original Medicare would pay them
as payment in full. - CORRECT ANSWER I, II, and IV only
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD)
and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What
should you tell him? - CORRECT ANSWER He may sign-up for Medicare at any time however
coverage usually begins on the fourth month after dialysis treatments start.


Juan Perez, who is turning age 65 next month, intends to work for several more years at
Smallcap, Incorporated. Smallcap has a workforce of15 employees and offers employer-
sponsored healthcare coverage. Juan is a naturalized citizen and has contributed to the Medicare
system for over 20 years. Juan asks you if he will be entitled to Medicare and if he enrolls how
that will impact his employer-sponsored healthcare coverage. How would you respond? -

,CORRECT ANSWER Juan is likely to be eligible for Medicare once he turns age 65 and if he
enrolls Medicare would become the primary payor of his healthcare claims and Smallcap does
not have to continue to offer him coverage comparable to those under age 65 under its employer-
sponsored group health plan.


Mr. Moy's wife has a Medicare Advantage plan, but he wants to understand what coverage
Medicare Supplemental Insurance provides since his health care needs are different from his
wife's needs. What could you tell Mr. Moy? - CORRECT ANSWER Medicare Supplemental
Insurance would help cover his Part A and Part B deductibles or coinsurance in Original Fee-for-
Service (FFS) Medicare as well as possibly some services that Medicare does not cover.


Mrs. Peňa is 66 years old, has coverage under an employer plan, and will retire next year. She
heard she must enroll in Part B at the beginning of the year to ensure no gap in coverage. What
can you tell her? - CORRECT ANSWER She may enroll at any time while she is covered under
her employer plan, but she will have a special eight-month enrollment period after the last month
on her employer plan that differs from the standard general enrollment period, during which she
may enroll in Medicare Part B.


Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and
paid taxes during that entire period. She is concerned that she will not qualify for coverage under
part A because she was not born in the United States. What should you tell her? - CORRECT
ANSWER Most individuals who are citizens and age 65 or over are covered under Part A by
virtue of having paid Medicare taxes while working, though some may be covered as a result of
paying monthly premiums.


Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap policy as well, but it provides
no drug coverage. She would like to keep the coverage she has but replace her existing Medigap
plan with one that provides drug coverage. What should you tell her? - CORRECT ANSWER
Mrs. Gonzalez cannot purchase a Medigap plan that covers drugs, but she could keep her
Medigap policy and enroll in a Part D prescription drug plan.


Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis
through massage therapy. She is concerned about whether or not Medicare will cover these items
and services. What should you tell her? - CORRECT ANSWER Medicare does not cover
massage therapy, or, in general, glasses or dentures.

, Mr. Patel is in good health and is preparing a budget in anticipation of his retirement when he
turns 66. He wants to understand the health care costs he might be exposed to under Medicare if
he were to require hospitalization as a result of an illness. In general terms, what could you tell
him about his costs for inpatient hospital services
under Original Medicare? - CORRECT ANSWER Under Original Medicare, there is a single
deductible amount due for the first 60 days of any inpatient hospital stay, after which it converts
into a per-day coinsurance amount through day 90. After day 90, he would pay a daily amount
up to 60 days over his lifetime, after which he would be responsible for all costs.


Ms. Henderson believes that she will qualify for Medicare Coverage when she turns 65, without
paying any premiums, because she has been working for 40 years and paying Medicare taxes.
What should you tell her? - CORRECT ANSWER To obtain Part B coverage, she must pay a
standard monthly premium, though it is higher for individuals with higher incomes.


Mr. Alonso receives some help paying for his two generic prescription drugs from his employer's
retiree coverage, but he wants to compare it to a Part D prescription drug plan. He asks you what
costs he would generally expect to encounter when enrolling into a standard MedicarePart D
prescription drug plan. What should you tell him? - CORRECT ANSWER He generally would
pay a monthly premium, annual deductible, and per-prescription cost-sharing.


Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will
have considerable income when she retires. She is concerned that her income will make it
impossible for her to qualify for Medicare. What could you tell her to address her concern? -
CORRECT ANSWER Medicare is a program for people age 65 or older and those under age 65
with certain disabilities, end-stage renal disease, and Lou Gehrig's disease so she will be eligible
for Medicare.


Mr. Xi will soon turn age 65 and has come to you for advice as to what services are provided
under Original Medicare. What should you tell Mr. Xi that best describes the health coverage
provided to Medicare beneficiaries? - CORRECT ANSWER Beneficiaries under Original
Medicare have no cost-sharing for most preventive services which include immunizations such
as annual flu shots.


Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you represent. It is one
of three plans operated by the same organization in Mr. Lombardi's area. The MA PPO plan does
not include drug coverage, but the other two plans do. Mr. Lombardi likes the PPO plan that does
not include drug coverage and intends to obtain his drug coverage through a stand-alone

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