Exam (elaborations)
Chapter Exam - Arizona Laws and Rules – 50 Questions with Answers
Chapter Exam - Arizona Laws and Rules – 50 Questions with Answers
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Chapter Exam - Arizona Laws andRules – 50 Questions with Answers
What will Medicare charge if someone doesn't enroll in certain Medicare
programs or plans when they're first eligible? - -late enrollment penalty
-A consumer who has been recently denied insurance, credit, or
employment based on an unfavorable consumer report MUST be advised as
such. Which of the following does this statute originate from? - -Fair Credit
Reporting Act
-According to the telemarketing sales rules, what are the permissible calling
hours for telemarketing calls? - -8:00 AM
-If a life insurance applicant is shown future premiums are to be paid out of
non-guaranteed values, the illustration used in the sales presentation MUST -
-disclose that premium payments may need to be resumed depending an
actual results
-According to federal fraud and false statements regulation, what is required
for a prohibited person to transact insurance business in this state? - -
written consent from the state insurance regulatory agency
-Which statement best defines what a Policy Title means on an insurance
policy? - -every policy must have a title on the face and on the back of the
policy, briefly describing the policy
-A prepaid dental plan has an agreement in place with a network of dentists
which - -accepts an established amount as payment in full for the dental
services rendered
-If dividend option choices are offered on a whole life insurance policy, the
policy MUST - -contain a statement that dividends are NOT guaranteed
-A group health certificate for coverage issued in Arizona MUST contain a(n)
- -summary of policy features and benefits
-A(n) ____ insurer operates in the U.S. but is headquartered outside the U.S. -
-alien
-Which of the following is NOT a valid reason for an insurer to contest a life
insurance policy during the policy's first two years of existence? - -
misstatement of age
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