Exclusion of liability - Study guides, Revision notes & Summaries
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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Louisiana Property & Casualty Exam - PSI & ExamFX (With complete solution)
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If a producer allows his license to lapse, within what time period may the producer reinstate the same license? correct answers b) 2 years 
 
Producers who allow their license to lapse may reinstate them same license within 2 years, upon proof of fulfilling all continuing education requirements through the date of reinstatement, & by paying all overdue fees. 
 
Which of the following would be eligible for Homeowners Coverage F - Medical Payments in the event of injury at the insured's premises?...
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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PVL3702 NOTES
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LAW OF CONTRACT NOTES: 
Contract as an agreement intended to create enforceable obligations 
A contract is an agreement between two or more parties. 
The extra ingredient that distinguishes contracts from non-binding 
agreements is a serious intention to create legally enforceable obligations 
(animus contrahendi). 
The absence of an animus contrahendi explains why ‘gentlemen’s 
agreements’ are not enforceable as contracts. 
Legally binding agreements that are not contracts: 
The ...
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AMIM 122 QUESTIONS & ANSWERS SOLVED 100% CORRECT!
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Nationwide Marine Definition - Answer-Limits the types of risks and policies that marine insurers were 
permitted to underwrite. Property must be in transit or bear some relation to transportation or 
communication to qualify for coverage under a marine or inland marine policy. 
Filed classes - Answer-or controlled classes - those classes of business for which rates or forms or both 
must be filed with the insurance commissioner of a state for the insurer to write that class of business in 
that...
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AL P&C University of Alabama Study Guide || with Complete Solutions.
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If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
D. coinsurance basis correct answers A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion correct answers B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A. Sequential loss 
B. Liability loss 
C. Employ...
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CIC Commercial Cassualty actual exam with 100% correct answers(latest update)
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yes, there would be coverage for this bodily injury claim. This is a premises exposure and the are no exclusions for this scenario. 
Ed has an unendorsed policy, his worker was showing a chainsaw to a client and accidentally injures the client. Would there be coverage under the CGL policy? 
 
 
 
Premises liability 
Business Operations liability 
Completed Operations liability 
Products liability 
Contractual Liability 
Contingent Liability 
Identify 6 exposures covered in the CGL Policy 
 
 
 
...
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AMIM 122 Latest Update Graded A+
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AMIM 122 Latest Update Graded A+ 
 
Nationwide Marine Definition Limits the types of risks and policies that marine insurers 
were permitted to underwrite. Property must be in transit or bear some relation to transportation 
or communication to qualify for coverage under a marine or inland marine policy. 
 
Filed classes or controlled classes - those classes of business for which rates or forms or both 
must be filed with the insurance commissioner of a state for the insurer to write that class ...
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AL P&C University of Alabama Study Guide Questions and Answers Rated A+
- Exam (elaborations) • 93 pages • 2024
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AL P&C University of Alabama Study 
Guide Questions and Answers Rated A+ 
 
If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
 
D. coinsurance basis A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A...
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COMLEX Medical Law/Ethics Exam Questions with correct Answers Latest
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COMLEX Medical Law/Ethics Exam Questions with correct Answers Latest 
 
How long does a physician have to release records when requested by a patient? - 30 days; 
5 days after written consent if medical records are requested for Tx 
 
What are the 3 types of torts (aka. Civil wrong, as opposed to a criminal wrong)? - There are basically three types of torts: 
1. *Intentional* torts= when doc intentionally causes harm knowing the consequences 
2. *Negligence*= 4D's; An act or failure to act (om...
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