Fred loya test - Study guides, Revision notes & Summaries
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Fred Loya Limited Lines State Test Questions With Verified Answers
- Exam (elaborations) • 17 pages • 2024
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Fred Loya Limited Lines State Test 
Questions With Verified Answers 
What course of action does a party to a contract have if the other party is found to be in breach of 
that contract? - answerDamages for breach, reasonable attorney fees, and costs. 
A representation in an insurance contract qualifies as of the following? 
-an amendment 
-an expressed warranty 
-a policy provision 
-an implied warranty - answerimplied warranty 
What does it mean if an agent's license is inactive? - answerthe a...
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Fred Loya Practice Exam 2 Questions With 100% Correct Answers
- Exam (elaborations) • 4 pages • 2024
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Fred Loya Practice Exam 2 Questions With 
100% Correct Answers 
If an agent, while selling a policy tells the prospect he is fully covered and everything will be 
taken care of, when this is not the fact, the agent is guilty of - answerMisrepresentation 
What would NOT be an unfair claim practice? - answerUsing an arbitrator to resolve a 
dispute. 
A homeowner discovers that a valuable painting was stolen from her home, what type of loss 
would this be considered? - answerDirect loss 
An example...
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Fred Loya Insurance Test Guide with Questions & 100% Correct Answers
- Exam (elaborations) • 5 pages • 2024
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Pure Risk - No possible gain 
risk - The certainty of a future outcome 
Speculative Risk - Involves gain or loss 
Peril - The cause of a loss 
Ex; accident, fire wind ,hail,collison 
Hazard - increase possibility of a loss
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Fred Loya Insurance Test with with Questions Solved 100% with Correct Answers
- Exam (elaborations) • 6 pages • 2024
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risk - Uncertainty concerning the occurrence of a loss 
Exposure - what the insured is exposing to the insurer to 
premium calculations - the higher the risk is, the greater the premium 
Speculative Risk - a risk in which there is a chance of either loss or gain 
pure risk - is insurable. it is when you can only lose, not win. 
ARRTS - Avoid, Reduce, Retain, Transfer, share 
Deductible - An amount the insured must pay before benefits become payable by the 
insurance company.
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Fred Loya Practice Exam 2 Questions With 100% Correct Answers
- Exam (elaborations) • 4 pages • 2024
- Available in package deal
-
- £8.24
- + learn more
Fred Loya Practice Exam 2 Questions With 
100% Correct Answers 
If an agent, while selling a policy tells the prospect he is fully covered and everything will be 
taken care of, when this is not the fact, the agent is guilty of - answerMisrepresentation 
What would NOT be an unfair claim practice? - answerUsing an arbitrator to resolve a 
dispute. 
A homeowner discovers that a valuable painting was stolen from her home, what type of loss 
would this be considered? - answerDirect loss 
An example...
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Fred Loya Insurance Test with with Questions Solved 100% with Correct Answers
- Exam (elaborations) • 6 pages • 2024
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- £9.81
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Fred Loya Insurance Test with with 
Questions Solved 100% with Correct 
Answers
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Fred Loya Insurance Test Guide with Questions & 100% Correct Answers
- Exam (elaborations) • 6 pages • 2024
-
- £9.81
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Fred Loya Insurance Test Guide with 
Questions & 100% Correct Answers
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fred loya test.
- Exam (elaborations) • 3 pages • 2024
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fred loya test.
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Fred Loya Practice Test Questions And Answers (Verified And Updated)
- Exam (elaborations) • 8 pages • 2024
- Available in package deal
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Fred Loya Practice Test Questions And 
Answers (Verified And Updated) 
What course of action does a party to a contract have if the other party is found to be in breach of 
that contract? - answerDamages for breach, reasonable attorney fees, and costs. 
A representation in an insurance contract qualifies as of the following? - answerimplied 
warranty 
What does it mean if an agent's license is inactive? - answerthe agent cannot transact any 
insurance business for which is valid, active license...
-
Fred Loya Practice Exam 2 Questions With 100% Correct Answers
- Exam (elaborations) • 4 pages • 2024
- Available in package deal
-
- £8.24
- + learn more
Fred Loya Practice Exam 2 Questions With 
100% Correct Answers 
If an agent, while selling a policy tells the prospect he is fully covered and everything will be 
taken care of, when this is not the fact, the agent is guilty of - answerMisrepresentation 
What would NOT be an unfair claim practice? - answerUsing an arbitrator to resolve a 
dispute. 
A homeowner discovers that a valuable painting was stolen from her home, what type of loss 
would this be considered? - answerDirect loss 
An example...
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